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$479,000

Beds
4
Baths
2.0
sq ft
2,079

382 Emerald Cove St, Panama City Beach, FL 32407

382 Emerald Cove St

Panama City Beach, FL 32407

  • 2 days on market
NEW POOL! A beautiful landscaped back yard and pavers.This spacious Delray floor plan features a split 4-bedroom layout, designed for modern living. The heart of the home is a large open kitchen with an enormous granite island, ample cabinets, and abundant storage space. Immaculately maintained, Short-term rentals are permitted in the community. The coastal design, with its crisp, bright colors, is both attractive and durable. The exterior is wrapped in Hardie board and topped with low-maintenance light-colored shingles, ensuring resilience against Florida's harsh sun and salty air. As you approach, you'll notice the dog park and overflow parking conveniently located across the street. The neighborhood enjoys low traffic, as the homes are not situated on a main thoroughfare.

Details

Property type

Single Family Residence

Est. home value

$454,533

Lot size

7,405 sq ft

Price per sq ft

$231

Year built

2021

Monthly HOA fee

$47.92

Price History

01/02/2025
CentralPanhandle

CentralPanhandle #766712

Listed
$479,000
-2.04%
10/12/2024
CentralPanhandle

CentralPanhandle #761645

Removed
$489,000
08/21/2024
CentralPanhandle

CentralPanhandle #761645

Listed
$489,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$60,768
Asking price
$479,000
Closing costs (~8% of asking)
-$38,320
Est. remaining loan balance
-$379,912
Cash to seller
$60,768

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Centennial Bank

Loan start date

June 2022

Original loan amount

$394,250

Est. remaining balance

$379,912

Interest rate

5.3%

Loan type

New Conventional, 30 year

Seller

Timothy Queely and Vanessa Queely

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/05/2025 at 1:15 AM

Listing updated: 01/02/2025 at 4:09 PM

Listed by: Mike S Herring, Keller Williams Realty Emerald Phone #: (850) 654-2900

MLS: CentralPanhandle #766712

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