3900 105th Ave N, Clearwater, FL 33762

Lock in an FHA assumable loan at an incredible 3.75% interest rate! This charming 2-bedroom, 1-bath home in the highly desirable Lakes community offers outstanding value, and **best of all, it's not located in a flood zone**. Situated on a corner lot, this home features an updated kitchen with modern cabinets, elegant gold hardware, and newer appliances. The beautifully remodeled bathroom showcases sleek tile and glass shower doors. The former 1-car garage has been enclosed to create a versatile bonus room, perfect for an office, craft room, or additional living space. The rear screened patio is ideal for relaxing or entertaining guests, while ceiling fans in most rooms and durable tile flooring throughout keep the home cool and comfortable. Plus, enjoy newly installed gray laminate flooring in the living, dining, and kitchen areas. The community itself is meticulously maintained, offering pristine grounds, a sparkling pool, and a spacious recreation center just steps from your front door. The low HOA fee of $171 per month covers lawn maintenance, irrigation, cable, internet, garbage, and pool access. Additional upgrades include solar panels and the roof, windows and HVAC are less than 5 years old. With easy access to I-275, you're only a short drive from the gorgeous Gulf Beaches, and the home is free of age restrictions. Don't miss this unique opportunity to secure an FHA assumable loan at 3.75% and enjoy the benefits of living in a vibrant, flood-free community!