tomo logo

$399,900

Beds
4
Baths
4.0
sq ft
2,211

3914 Oak Creek Cir, Denison, TX 75020

3914 Oak Creek Cir

Denison, TX 75020

  • 150 days on market
    • Price drop $20,000↓
ASSUMABLE at 4.5 percent rate! Finally a 4 bedroom with 3 full baths at The Reserve boasts a welcoming layout with luxury vinyl flooring & abundant natural light. The kitchen opens up to the living & dining area, features ample storage with state of the art stainless steel gas appls, & quartz counters. The primary suite offers an oversized walk-in & spa-like bathroom with separate tub & shower. Luxury vinyl flooring extends into living room & warm up with your gas fireplace. 3 additional bedrooms upstairs offer privacy & flexibility for any family. Additional features include automatic sprinklers, ADT Smart Security Technology, doorbell camera, Wifi enabled thermostats, abundant storage, radiant barrier in the attic, a zoned HVAC system. Enjoy the perfect blend of country & city living with nearby amenities, Lake Texoma,& parks. Located just 0.5 miles from I-75, with easy access. VA assumable loan so contact for details. PLUS refrigerator & washer & dryer stay with acceptable offer

Details

Property type

Single Family Residence

Est. home value

$405,263

Lot size

4,922.28 sq ft

Price per sq ft

$181

Year built

2021

Annual property taxes

$9,276

Monthly HOA fee

$30

Price History

05/03/2024
NTREIS

NTREIS #20595184

Price change
$399,900
-4.76%
04/22/2024
NTREIS

NTREIS #20595184

Listed
$419,900
06/10/2022
NTREIS

NTREIS #14727230

Removed

Schools & Community

Elementary school: 

Hyde Park

Middle school: 

Henry Scott

High school: 

Denison

School district: 

Denison ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$24,779
Asking price
$399,900
Closing costs (~8% of asking)
-$31,992
Est. remaining loan balance
-$392,687
Cash to seller
-$24,779

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Dhi Mortgage Company Ltd

Loan start date

June 2022

Original loan amount

$406,345

Est. remaining balance

$392,687

Interest rate

5.11%

Loan type

VA, 30 year

Seller

Connor Lee Horton and Kayla Marie Bridges

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/20/2024 at 4:45 AM

Listing updated: 09/05/2024 at 6:19 AM

Listed by: Alvin Paulson, EXP REALTY Phone #: (888) 519-7431

MLS: NTREIS #20595184

NTREIS logo

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