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$774,900

Beds
5
Baths
3.0
sq ft
2,509

3914 Ural St, Panama City, FL 32408

3914 Ural St

Panama City Beach, FL 32408

  • 196 days on market
    • Price drop $25,000↓
A separate, ground floor, one bedroom apartment and recent interior refresh make this the most FUN and versatile home anywhere in Panama City Beach at this price! Fully Furnished and turnkey, this is definitely one to see whether you're seeking a full time residence, vacation home, or investment property. New roof as of 2019, AC units less than five years old, and plenty of outdoor & backyard space. Four of the five spacious bedrooms feature king beds. The oversized Rick Seltzer Park and public beach, with restrooms, picnic areas, and pavilion, is a short walk from your front door. Come see this exciting house as soon as possible!

Details

Property type

Single Family Residence

Est. home value

$725,996

Lot size

Unknown

Price per sq ft

$309

Year built

1979

Price History

03/13/2025
EmeraldCoast

EmeraldCoast #959232

Listed
$774,900
03/13/2025
EmeraldCoast

EmeraldCoast #959232

Removed
$774,900
03/04/2025
EmeraldCoast

EmeraldCoast #959232

Price change
$774,900
-3.13%

Schools & Community

Neighborhood: 

Lower Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$57,999
Asking price
$774,900
Closing costs (~8% of asking)
-$61,992
Est. remaining loan balance
-$654,909
Cash to seller
$57,999

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pennymac Loan Services Llc

Loan start date

August 2023

Original loan amount

$665,926

Est. remaining balance

$654,909

Interest rate

6.96%

Loan type

New Conventional, 30 year

Seller

Michael Downey and Austin Taylor Wilson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/31/2025 at 8:45 PM

Listing updated: 03/13/2025 at 7:09 PM

Listed by: Ashten R Beach, Ashten R Beach, Berkshire Hathaway HomeServices Phone #: (850) 534-3006

MLS: EmeraldCoast #959232

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