tomo logo

$290,000

Beds
3
Baths
2.0
sq ft
1,520

3917 Spencer Ln, Forney, TX 75126

3917 Spencer Ln

Heartland, TX 75126

  • <1 day on market
ASSUMABLE LOAN 3.25! Step into this delightful 3-bedroom, 2-bath home featuring an open floor plan designed for modern living. The spacious kitchen is a chef’s dream with 42-inch cabinets, ample storage, and a massive island perfect for meal prep or entertaining. The primary bedroom offers an ensuite with dual sinks, a soaking tub and separate shower. The private backyard ideal for relaxing or entertaining. This home also boasts a 2-car garage, ensuring convenience or extra storage. Home also available for lease, 2,400 a month. Community amenities include parks, walking trails, catch and release fishing, pools and fitness center. Don’t miss this incredible opportunity to own a home that combines comfort, style, and unbeatable value. Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$301,664

Lot size

4,791.6 sq ft

Price per sq ft

$191

Year built

2020

Monthly HOA fee

$41.25

Price History

03/10/2025
NTREIS

NTREIS #20866512

Listed
$290,000
05/14/2021
NTREIS

NTREIS #14420934

Removed

Schools & Community

Elementary school: 

Hollis Deitz

Middle school: 

Crandall

High school: 

Crandall

School district: 

Crandall ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$3,711
Asking price
$290,000
Closing costs (~8% of asking)
-$23,200
Est. remaining loan balance
-$263,089
Cash to seller
$3,711

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Great Western Financial Services Inc

Loan start date

May 2021

Original loan amount

$285,819

Est. remaining balance

$263,089

Interest rate

3.17%

Loan type

FHA, 30 year

Seller

Laura Christina Montanaro

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/10/2025 at 5:45 PM

Listing updated: 03/10/2025 at 11:38 AM

Listed by: Elizabeth Siller, JPAR Dallas Phone #: (972) 836-9295

MLS: NTREIS #20866512

NTREIS logo

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