tomo logo

$449,900

Beds
3
Baths
2.0
sq ft
1,834

3925 West Charter Oak Road, Phoenix, AZ 85029

3925 West Charter Oak Road

Phoenix, AZ 85029

  • 131 days on market
    • Price drop $25,000↓
Discover this lovely home in the heart of Cactus Park! This stunning 3-bedroom, 2-bathroom residence offers over 1,800 square feet of thoughtfully designed living space. Soaring vaulted ceilings and a cozy fireplace create a warm and inviting atmosphere, while the extended covered patio, sparkling pool, and relaxing spa make the backyard a true oasis. The gourmet kitchen is a chef's delight, featuring an island with a breakfast bar, rich granite countertops, stainless steel appliances, sleek electric cooktop and a charming breakfast nook. The spacious primary suite includes sliding doors to the backyard, en-suite with a dual vanity, a walk-in closet, and tiled shower. The expansive backyard is perfect for entertaining, complete with an extra-deep covered patio, refreshing pool and relaxing spa. A 3-car garage with built-in cabinets provides abundant storage. Ideally located near shopping, dining, schools, and easy freeway access--this home has it all!

Details

Property type

Single Family Residence

Est. home value

$454,703

Lot size

9,099 sq ft

Price per sq ft

$246

Year built

1996

Annual property taxes

$2,382

Monthly HOA fee

$33

Price History

03/13/2025
ArizonaRegional

ArizonaRegional #6787411

Price change
$449,900
-5.26%
02/22/2025
ArizonaRegional

ArizonaRegional #6787411

Removed
$474,900
01/02/2025
ArizonaRegional

ArizonaRegional #6787411

Price change
$474,900
-1.04%

Schools & Community

Neighborhood: 

North Mountain

Elementary school: 

Chaparral Elementary School

Middle school: 

Desert Foothills Middle School

High school: 

Moon Valley High School

Community features: 

Sidewalks

High school district: 

Glendale Union High School District

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$7,765
Asking price
$449,900
Closing costs (~8% of asking)
-$35,992
Est. remaining loan balance
-$406,143
Cash to seller
$7,765

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Citywide Home Loans

Loan start date

June 2022

Original loan amount

$423,280

Est. remaining balance

$406,143

Interest rate

5.27%

Loan type

FHA, 30 year

Seller

Sandra Michelle Lerma

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 2:55 PM

Listing updated: 03/24/2025 at 12:27 AM

Listed by: Gregory R Janis, Redfin Corporation Phone #: (602) 483-4919

MLS: ArizonaRegional #6787411

ArizonaRegional logo

Recently listed in Phoenix