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$269,900

Beds
3
Baths
1.5
sq ft
1,434

3932 E 9th St, Panama City, FL 32404

3932 E 9th St

Panama City, FL 32404

  • 594 days on market
    • Price drop $5,100↓
Welcome to this beautifully renovated brick cottage! Centrally located, this home offers easy access to shopping, restaurants, military bases, hospitals, and schools, making it an ideal choice for those seeking both comfort and accessibility. Step inside to discover an inviting open-concept living area, where warm natural light floods the space, creating a welcoming atmosphere for gatherings with family and friends. The home also features a large bonus room, an additional den area with fireplace, and a gourmet kitchen with new cabinets, stainless steel appliances, a farmhouse style sink, and butcher block countertops. Prepare meals with ease while enjoying the timeless elegance of the beautiful backsplash and the ample storage provided by the new cabinetry complete with a stylish built-in hutch. A spacious indoor laundry room adds convenience to your daily routine, while the fenced backyard offers privacy and a perfect setting for outdoor enjoyment. The shed provides additional storage space or could easily be transformed into a workshop or she-shed. Throughout the home, vinyl plank flooring exudes modern sophistication, while custom-tiled bathrooms showcase beautiful new vanities and updated fixtures that add a touch of luxury to your everyday life. With the roof and HVAC system only 5 years old, you can enjoy peace of mind knowing those big ticket items have already been replaced. The home also has solar panels which means your energy bills will be extremely low. Current owner pays approximately $25 month, while similar homes in the area typically have electric bills between $200-400 per month. As an added bonus, a large pond borders the back of the property, ensuring privacy and tranquility with no neighbors behind you. Plus, with the beach just a short drive away, you'll have endless opportunities to enjoy the Coastal Lifestyle. There are no HOA fees and this home is located in Flood Zone X so no flood insurance is required either. A very nice ADT security system will also convey with the property. Only 14 minutes to Tyndall AFB, 12 minutes to Sacred Heart, 21 minutes to Naval Support Activity (NSA) Panama City, and 24 minutes to The World's Most Beautiful Beaches. Don't miss out on the opportunity to make this great home your own. CALL TODAY FOR MORE INFORMATION!

Details

Property type

Single Family Residence

Est. home value

$274,873

Property condition

Updated/Remodeled

Lot size

0.28 acres

Price per sq ft

$189

Year built

1972

Annual property taxes

$1,122

HOA

No

Price History

05/04/2024
CentralPanhandle

CentralPanhandle #745269

Price change
$269,900
-1.85%
08/15/2023
CentralPanhandle

CentralPanhandle #745269

Listed
$275,000
+6.59%
06/15/2022
CentralPanhandle

CentralPanhandle #725354

Sold
$258,000

Schools & Community

Elementary school: 

Parker

Middle school: 

Rutherford Middle

High school: 

Rutherford

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$5,543
Asking price
$269,900
Closing costs (~8% of asking)
-$21,592
Est. remaining loan balance
-$242,765
Cash to seller
$5,543

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Trustmark National Bank

Loan start date

June 2022

Original loan amount

$253,326

Est. remaining balance

$242,765

Interest rate

5.1%

Loan type

FHA, 30 year

Seller

Kimberly Marie Wingert

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/31/2025 at 8:00 PM

Listing updated: 02/24/2025 at 5:19 PM

Listed by: Eva M Mullins, Coldwell Banker Realty Phone #: (850) 234-6696

MLS: CentralPanhandle #745269

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