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$1,050,000

Beds
3
Baths
4.0
sq ft
3,524

400 Charleston Way, Saint Marys, GA 31558

400 Charleston Way

St. Marys, GA 31558

  • 7 days on market
Live a life of luxury, in the premier guard-gated coastal community of Cumberland Harbour with resort style amenities! Imagine coming home to views of the marsh and waterways from the living room, kitchen, breakfast nook, primary-suite and two of the 4 porches. This spacious 3700 Sqft home offers a wow effect from the moment you walk through the front door into the inviting foyer and living room. The stunning kitchen offers Jen-Air stainless steel appliances with gourmet style gas stove, granite countertops, expansive island for entertaining and additional storage in the butler's pantry. Enjoy having all the doors open to your screened porch off the kitchen with gorgeous teak wood flooring. New owners will enjoy the elevator service access from all three floors. The home features hardwood flooring throughout, with carpet only in two bedrooms both having attached bathrooms. The oversized primary suite is located on the third floor with an adjoining porch to take in the breathtaking views overlooking the marsh. The house has been extensively painted both inside and out. Two car garage with an additional storage room, with ample space for a workshop or hobby room. Enjoy all the community has to offer with the tranquility of the mature trees and lush landscaping throughout the neighborhood with various viewpoints, playgrounds, fitness center, pools, Spring House outdoor kitchen for hosting events and so much more! Call today for a private showing!

Details

Property type

Single Family Residence

Est. home value

$869,760

Lot size

2.04 acres

Price per sq ft

$298

Year built

2004

Annual property taxes

$12,189.53

Monthly HOA fee

$189.58

Price History

02/14/2025
GeorgiaMLS

GeorgiaMLS #10459644

Listed
$1,050,000

Schools & Community

Elementary school: 

Saint Marys

Middle school: 

Saint Marys

High school: 

Camden County

Community features: 

Fitness Center, Playground, Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$582,340
Asking price
$1,050,000
Closing costs (~8% of asking)
-$84,000
Est. remaining loan balance
-$383,660
Cash to seller
$582,340

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Synovus Mortgage

Loan start date

October 2005

Original loan amount

$690,000

Est. remaining balance

$383,660

Interest rate

5.71%

Loan type

New Conventional, 30 year

Seller

Samuel Lindsey and Frances Dianne Lindsey

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 5:35 AM

Listing updated: 02/18/2025 at 4:52 PM

Listed by: Melanie Johnsen, Watson Realty Corp.

MLS: GeorgiaMLS #10459644

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