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$619,900

Beds
3
Baths
2.0
sq ft
1,707

4009 Silver Sands Rd, Panama City, FL 32408

4009 Silver Sands Rd

Panama City Beach, FL 32408

  • 36 days on market
    • Price drop $10,000↓
Bright and beautiful coastal retreat in the heart of Panama City Beach! This home comes with fully paid-off solar panels, offering energy efficiency and savings from day one. From the moment you step inside, you'll be captivated by its charm and thoughtful design. With a mere 5-minute stroll to the pristine white sands of the beach, your days will be filled with relaxation and adventure. This craftsman-style gem offers three spacious bedrooms and two luxurious baths, all featuring exquisite upgrades that elevate your living experience. The heart of the home, the modern kitchen, boasts stunning countertops, a top-of-the-line stainless steel appliance package, ample cabinet storage with soft-close doors, and a convenient center island that doubles as a breakfast bar. The main living area features a spacious open-concept floor plan with a tray ceiling, allowing generous natural light to fill the space. One unique advantage of this home is that it is on a public sewer system, unlike most properties in this part of the beach, allowing for the potential to add a pool in the backyard. Plus, there's no HOA, giving you the freedom to enjoy your property without extra fees or restrictions.Location is everything, and this home has it all. Situated perfectly between the beach and the enchanting Grand Lagoon, you'll have the best of both worlds at your doorstep. Plus, short-term rentals are allowed, making this a fantastic investment opportunity.

Details

Property type

Single Family Residence

Est. home value

$571,719

Lot size

4,966 sq ft

Price per sq ft

$364

Year built

2019

Annual property taxes

$5,351

HOA

No

Price History

03/07/2025
CentralPanhandle

CentralPanhandle #769127

Price change
$619,900
-1.59%
02/11/2025
CentralPanhandle

CentralPanhandle #769127

Listed
$629,900
+9.55%
02/17/2023
CentralPanhandle

CentralPanhandle #735843

Sold
$575,000
+80.25%

Schools & Community

Neighborhood: 

Lower Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$93,527
Asking price
$619,900
Closing costs (~8% of asking)
-$49,592
Est. remaining loan balance
-$476,781
Cash to seller
$93,527

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Trustone Financial Cu

Loan start date

February 2023

Original loan amount

$488,750

Est. remaining balance

$476,781

Interest rate

6.42%

Loan type

New Conventional, 30 year

Seller

Andre Vue

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/29/2025 at 11:35 AM

Listing updated: 03/11/2025 at 6:59 PM

Listed by: Ramil Zartdinov, Local Insight Realty Phone #: (850) 832-9417

MLS: CentralPanhandle #769127

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