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$580,000

Beds
3
Baths
2.0
sq ft
1,460

401 Penman Rd, Neptune Beach, FL 32266

401 Penman Rd

Neptune Beach, FL 32266

  • 46 days on market
    • Price drop $20,000↓
RECENT PRICE DROP!! This is an incredible opportunity at the Beaches to call this like new home yours. Built in 2015, this 3 bedroom, 2 bath home boasts an open floor plan with lots of natural light! With no HOA you can either live in the home or rent it out! Ride your bike to Atlantic Beach or entertain your friends & family on the pavered patio. With this large backyard there is plenty of space for a pool! The options are endless with this home. Other notable upgrades include a brand new AC unit & a new main line to the sewer in 2023. Don't miss the chance to call this home yours!

Details

Property type

Single Family Residence

Est. home value

$564,371

Property condition

Updated/Remodeled

Lot size

Unknown

Price per sq ft

$398

Year built

2015

Price History

12/10/2024
RealMLS

RealMLS #2055265

Price change
$580,000
-3.33%
12/04/2024
RealMLS

RealMLS #2055265

Price change
$600,000
-6.25%
11/06/2024
RealMLS

RealMLS #2055265

Listed
$640,000
+125.35%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$57,358
Asking price
$580,000
Closing costs (~8% of asking)
-$46,400
Est. remaining loan balance
-$476,242
Cash to seller
$57,358

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Prosperity Home Mortgage Llc

Loan start date

October 2023

Original loan amount

$481,888

Est. remaining balance

$476,242

Interest rate

7.09%

Loan type

FHA, 30 year

Seller

Neal J Sterling and Ashley Nicol Sterling

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 4:15 PM

Listing updated: 12/15/2024 at 8:01 AM

Listed by: CAROLINE TRIGLIA FOLEY, ENGEL & VOLKERS FIRST COAST Phone #: (904) 372-4711

MLS: RealMLS #2055265

RealMLS logo

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