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$564,371Estimated home value

Beds
3
Baths
2.0
sq ft
1,460

401 Penman Rd, Neptune Beach, FL 32266

401 Penman Rd

Neptune Beach, FL 32266

  • Sold On 7/8/2015
    • Price drop $9,600↓
HOME JUST FINISHED 4/21! Ready to close! New Construction in Neptune Beach under $300k!!!! Hop on your cruiser and head to the restaurants, the shops nearby and of course, the beach! Don't miss the chance to live in a brand new home minutes from everything you would need. Property features wood look tile throughout, kitchen w/ granite countertops & stainless steel appliances, large master suite w double vanity and stand up shower.

Details

Property type

Single Family Residence

Est. home value

$564,371

Property condition

New Construction

Lot size

Unknown

Price per sq ft

$199

Year built

2015

HOA

Yes

Price History

03/07/2025
RealMLS

RealMLS #2055265

Removed
$575,000
02/20/2025
RealMLS

RealMLS #2055265

Price change
$575,000
-0.86%
12/10/2024
RealMLS

RealMLS #2055265

Price change
$580,000
-3.33%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$208,262
Asking price
$289,900
Closing costs (~8% of asking)
-$23,192
Est. remaining loan balance
-$474,970
Cash to seller
-$208,262

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Prosperity Home Mortgage Llc

Loan start date

October 2023

Original loan amount

$481,888

Est. remaining balance

$474,970

Interest rate

7.09%

Loan type

FHA, 30 year

Seller

Neal J Sterling and Ashley Nicol Sterling

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Off Market

Tomo last checked: 04/02/2025 at 8:10 AM

Listing updated: 12/20/2024 at 10:58 PM

Listed by: KYLE PASSKIEWICZ, KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

MLS: RealMLS #755543

RealMLS logo

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