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$312,900

Beds
4
Baths
2.5
sq ft
2,408

4028 River Bank Way, Punta Gorda, FL 33980

4028 River Bank Way

PUNTA GORDA, FL 33980

  • 103 days on market
    • Price drop $7,000↓
Gorgeous 4Bed 2.5Bath 3 CAR GARAGE home, beautifully presented in the impressive gated community of River Club. Upon entry through the foyer you will be greeted by the highly sought after FLORIDA SUNSET SKY and FANTASTIC WATER VIEW. This home features an open floor plan with first class finishes. Welcoming gourmet kitchen featuring double island with working cabinetry, Built to the highest standards with granite countertops. Host the perfect events/parties with room for everyone in this Chef’s dream. Enjoy extra work space in the built in media room. Half bath on the first floor. Second floor boasts unbeatable views from the Owners Suit and offers a spacious design with tray ceilings and dual walk in closets. En suite is a true retreat combining duel sinks, granite countertops and a walk in shower with 4 shower heads, including 2 rain shower and one hand held. Additional 3 spacious bedrooms are also included on the second floor. Extra large laundry room and additional closet for extra storage. 3 CAR GARAGE with smart garage doors is perfect for all your toys... *NEW ROOF * NEW A/C * NEW UV LIGHT IN A/C *SMART THERMOSTAT * LAMINATE FLOORING * BONUS MEDIA ROOM *GARAGE OPENER *DISPOSAL * NEW SMART DISHWASHER * RING DOORBELL Throw away your lawn mower and take advantage of the amenities River Club has to offer( heated community pool, playground, fitness center, irrigation, lawn care and cable). Minutes from shopping, dining, fishing, boat ramps and much more!!! THE SELLER IS CURRENTLY UNDERTAKING A LOMAR FLOOD STUDY TO RECLASSIFY THE HOME TO FLOOD ZONE X, WHICH WILL ELIMINATE THE REQUIREMENT FOR FLOOD INSURANCE.

Details

Property type

Single Family Residence

Est. home value

$469,889

Lot size

6,701 sq ft

Price per sq ft

$130

Year built

2015

Annual property taxes

$3,582.22

Monthly HOA fee

$377

Price History

09/20/2024
StellarMLS

StellarMLS #C7493836

Price change
$312,900
-2.19%
09/11/2024
StellarMLS

StellarMLS #C7493836

Price change
$319,900
-10.89%
09/06/2024
StellarMLS

StellarMLS #C7493836

Price change
$359,000
-2.71%

Schools & Community

Elementary school: 

Deep Creek Elementary

Middle school: 

Port Charlotte Middle

High school: 

Charlotte High

Community features: 

Gated, Fitness Center, Pool, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$85,506
Asking price
$312,900
Closing costs (~8% of asking)
-$25,032
Est. remaining loan balance
-$202,362
Cash to seller
$85,506

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fbc Mortgage Llc

Loan start date

August 2015

Original loan amount

$248,588

Est. remaining balance

$202,362

Interest rate

4.04%

Loan type

FHA, 30 year

Seller

Keith A Lavalla Parish and Auriel L Lavalla

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/20/2024 at 8:10 PM

Listing updated: 09/20/2024 at 12:50 PM

Listed by: Meeghan Armstrong, SELLSTATE VISION REALTY Phone #: (941) 336-5400

MLS: StellarMLS #C7493836

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