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$959,900

Beds
3
Baths
3.5
sq ft
Unknown

404 Sumter St, Charleston, SC 29403

404 Sumter St

Charleston, SC 29403

  • 106 days on market
    • Price drop $40,000↓
Welcome to 404 Sumter St. a fully renovated, 3-bedroom, 3.5-bath home in Charleston's Westside, offering the perfect blend of modern updates and historic charm. The double piazzas provide welcoming outdoor spaces, while inside, an open floor plan and white oak flooring create a seamless flow. The kitchen features sleek gray cabinetry, quartz countertops, shiplap accents, and custom wood shelving, centered around a standout six-burner gas stove and hood. The first of three bedroom suites is located on the main floor, offering privacy, its own bath, and a separate exterior entry-ideal for guests or rental potential. Upstairs, the primary suite enjoys access to a private piazza and a spacious bath with dual vanities, a soaking tub, a glass-enclosed shower, and a walk-in closet with...custom shelving. The third bedroom also offers an ensuite bath with modern finishes. A walk-in laundry room with plenty of storage completes the second floor. This home features off-street parking and low-maintenance living, and is part of a Horizontal Property Regime. 404 Sumter Street offers a prime location just blocks from Hampton Park, The Citadel, Joe Riley (Riverdogs) Stadium and is walkable to Harold's Cabin, Daps, Chasing Sage, The Daily, Harbinger Cafe & Bakery, Little Jack's Tavern, Leon's Oyster Shop, Purlieu, Vern's, Xiao Bao Biscuit, Renzo, Huriyali, and Ethos.

Details

Property type

Single Family Residence

Est. home value

$895,944

Lot size

1,742.4 sq ft

Price per sq ft

Unknown

Year built

1935

Price History

12/09/2024
CTAR

CTAR #24022864

Price change
$959,900
-4%
11/13/2024
CTAR

CTAR #24022864

Price change
$999,900
-4.76%
10/15/2024
CTAR

CTAR #24022864

Price change
$1,049,900
-4.55%

Schools & Community

Neighborhood: 

Westside

Elementary school: 

Mitchell

Middle school: 

Simmons Pinckney

High school: 

Burke

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$429,404
Asking price
$959,900
Closing costs (~8% of asking)
-$76,792
Est. remaining loan balance
-$453,704
Cash to seller
$429,404

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

The Bank Of South Carolina

Loan start date

August 2020

Original loan amount

$500,873

Est. remaining balance

$453,704

Interest rate

3.07%

Loan type

New Conventional, 30 year

Seller

Michael James Palmer

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 8:40 AM

Listing updated: 12/09/2024 at 7:25 PM

Listed by: Marjorie Corbin, EXP Realty LLC Phone #: (888) 440-2798

MLS: CTAR #24022864

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