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$550,000

Beds
2
Baths
2.0
sq ft
957

4045 Centavo Ct, Hernando Beach, FL 34607

4045 Centavo Ct

HERNANDO BEACH, FL 34607

  • 18 days on market
    • Price drop $45,000↓
Embrace the quintessential Florida waterfront lifestyle in this charming 2-bedroom, 2-bathroom stilt home, built in 2015 and offered fully furnished with a brand-new roof! Nestled along a serene coastal waterway, this home invites you to enjoy breathtaking water views and gentle sea breezes from its expansive wrap-around porch, accessible from two entrances. Inside, you’ll find a bright and airy open floor plan, tastefully furnished in a cool, coastal color palette that perfectly complements the surroundings. The home features a sleek stainless steel appliance package, wood laminate flooring throughout, and plenty of natural light. Step outside to your private dock, where you can spend your days fishing, boating, or simply soaking up the Florida sun. Relax on your elevated deck with a morning coffee or an evening cocktail while taking in the picturesque waterfront views. Situated in the AE flood zone, this home benefits from more affordable insurance rates while offering direct Gulf access, making it a boater’s paradise. Conveniently located near top-rated restaurants, marinas, shopping, and more, this is your chance to own a slice of Florida’s waterfront paradise.

Details

Property type

Single Family Residence

Est. home value

$542,814

Lot size

5,000 sq ft

Price per sq ft

$575

Year built

2015

Annual property taxes

$4,868.77

HOA

No

Price History

02/10/2025
StellarMLS

StellarMLS #W7872089

Price change
$550,000
-7.56%
02/05/2025
StellarMLS

StellarMLS #W7872089

Listed
$595,000

Schools & Community

Elementary school: 

Westside Elementary-HN

Middle school: 

Fox Chapel Middle School

High school: 

Weeki Wachee High School

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Suncoast Cu

Loan start date

March 2015

Original loan amount

$100,000

Est. remaining balance

Not provided

Interest rate

2.75%

Loan type

Building or Construction Loan, 30 year

Seller

Michael Melley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 8:25 PM

Listing updated: 02/10/2025 at 10:30 AM

Listed by: Cassandra Eckert, BHHS FLORIDA PROPERTIES GROUP Phone #: (352) 688-2227

MLS: StellarMLS #W7872089

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Recently listed in HERNANDO BEACH