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$699,900

Beds
4
Baths
3.5
sq ft
2,252

405 Dolphin St, Panama City Beach, FL 32413

405 Dolphin St

Panama City Beach, FL 32413

  • <1 day on market
Probably one of the LARGEST Lots in Bid a Wee (95 x 150) If you are looking for a big spread and 3 Blocks to the Beach this Home is for you .The ground floor is a separate 1 bedroom,1 full bath, great room ,kitchen ,breakfast bar and Laundry Room . Use for guest or Mother In Law Suite . Detached 2 Garage with an Extra Efficiency Living area. Not to Mention a POOL that is being resurfaced !!!! Second Floor Main Home huge open Family Room ,Dining Room ,Kitchen .1 Bedroom and Full Bath ,true Laundry Room with storage cabinets .Third Floor has 2 bedroom 1 with a full bath .Half bath in the Hallway . Decks off the second story for that Sunset in the afternoon and coffee in the mornings . From the Ground you have a Ramp as well as steps you can use, Perfect for carrying groceries, A stroller or packages. Gulf views are here... All of this and only a short 3 1/2 block walk to Bid a Wee dedicated Private Gate access for your safety. Come and take a Look at all the Possibilities this Home has to offer.

Details

Property type

Single Family Residence

Est. home value

$624,182

Lot size

0.33 acres

Price per sq ft

$311

Year built

1983

Annual property taxes

$4,604

HOA

No

Price History

02/27/2025
CentralPanhandle

CentralPanhandle #769628

Listed
$699,900
+118.72%
04/28/2015
CentralPanhandle

CentralPanhandle #625912

Sold
$320,000

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$455,450
Asking price
$699,900
Closing costs (~8% of asking)
-$55,992
Est. remaining loan balance
-$188,458
Cash to seller
$455,450

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Regions Mortgage

Loan start date

May 2015

Original loan amount

$240,000

Est. remaining balance

$188,458

Interest rate

3.66%

Loan type

New Conventional, 30 year

Seller

John A Harcharik and Sally R Harcharik

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/03/2025 at 4:40 AM

Listing updated: 03/02/2025 at 1:29 PM

Listed by: Lynne Hand, Berkshire Hathaway HomeServices Beach Properties of Florida Phone #: (850) 252-4160

MLS: CentralPanhandle #769628

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