tomo logo

$759,900

Beds
4
Baths
2.5
sq ft
2,806

405 Miller Rd, Covington, GA 30014

405 Miller Rd

Covington, GA 30014

  • 22 days on market
Escape to your own lakeside haven with this stunning deeded-lot home nestled in a private cove on Jackson Lake. Set on over 4 acres of serene natural beauty, this fully renovated 4-bedroom, 2.5-bath retreat combines rustic charm with modern comfort. The home features cozy interiors highlighted by two fireplaces, barn doors, and chic rustic decor. The kitchen, complete with bar seating, flows seamlessly into the formal dining room, while the large sunroom offers breathtaking views of the lake, creating a perfect space to relax year-round. Step outside to enjoy over 700 square feet of porches, ideal for entertaining or simply soaking in the tranquility of the surroundings. A large stationary dock with a storage building makes lakeside living effortless, while the staircase with a railing provides safe and easy access to the water. Practical features like a two-car carport add to the home's convenience. Whether you're lounging in the sunroom, gathering around the fireplace, or enjoying the outdoor spaces, this property is designed to make every day feel like a retreat. With its blend of modern updates and timeless charm, this Jackson Lake home is a rare find. It offers both privacy and accessibility. Whether you're searching for a full-time residence or a weekend escape, this exceptional property is ready to welcome you home.

Details

Property type

Single Family Residence

Est. home value

$521,488

Lot size

4.50 acres

Price per sq ft

$271

Year built

1972

Annual property taxes

$3,825

HOA

No

Price History

02/02/2025
FMLS

FMLS #7523200

Listed
$759,900
-4.4%
10/01/2024
FMLS

FMLS #7351547

Removed
$794,900
05/14/2024
FMLS

FMLS #7351547

Price change
$794,900
-0.63%

Schools & Community

Elementary school: 

Heard-Mixon

Middle school: 

Indian Creek

High school: 

Alcovy

Community features: 

Lake

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$362,703
Asking price
$759,900
Closing costs (~8% of asking)
-$60,792
Est. remaining loan balance
-$336,405
Cash to seller
$362,703

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Broker Solutions

Loan start date

April 2021

Original loan amount

$367,225

Est. remaining balance

$336,405

Interest rate

2.97%

Loan type

FHA, 30 year

Seller

Makayla N Winters and Shane Phillip Shirley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 11:00 PM

Listing updated: 02/12/2025 at 12:43 PM

Listed by: Ashley Mullinax, Century 21 Crowe Realty Phone #: (770) 775-1800

MLS: FMLS #7523200

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