tomo logo

$775,000

Beds
2
Baths
2.0
sq ft
1,929

4117 Osprey Harbour Loop, Cortez, FL 34215

4117 Osprey Harbour Loop

CORTEZ, FL 34215

  • 6 days on market
Discover paradise in this perfect location only a mile from the beach in a tranquil gated neighborhood off Palma Sola Bay! This 1924 SQ FT quality built custom Villa lives like a single-family home with the bonus of owning the land that it’s seated on to landscape as you please. It’s designed with the ideal orientation to maximum pond views and natural light all day without the heat! Neutral décor inside with dove gray paint throughout creates a blank pallet for you to personalize! 2 story foyer welcomes family & friends from covered porch & hosts double storage closets off attached oversized 2 ½ car + garage. White railed open staircase rises to bright living space with 10’ ceilings throughout upgraded with soft drywall edges, white triple crown molding, enhanced baseboards, plus bamboo or ceramic flooring-no carpeting here! Formal DR with tray ceiling, FP & built in shelving flows into Great Room with 14’ tray ceiling perfect for entertaining! Great Room features a 12’ expanse of 3 8’ feet tall sliding glass panels which open to the generous ceramic tiled Lanai to bring the outdoors in with views of pond & water fowl plus water music from the sparkling fountain! White kitchen with over and under cabinet lighting has granite tops & new SS appliances 2020 open to eating area with aquarium glass windows to view nature’s beauty! Laundry room conveniently located off kitchen through pocket door hides the new main floor heat pump 2020. Smart home panel centrally located to control thermostat & property monitoring for your security. Spacious Main BR with peaceful pond views to luxuriate in features tray ceiling, plantation shutters, 2 walk-in closets & ensuite ceramic tiled bath with new marble counter tops, dual sinks & fixtures 2021. Split floorplan thoughtfully places airy guest bedroom & gracious ceramic tiled bath on the opposite side ensuring privacy for all. Built-in computer niche with storage & file cabinet cupboards perfect for work at home. Another built-in alcove is prepped for a future elevator. Lower level adds another 2407 SQ FT under roof including porcelain tiled Bonus room with bay windows and new mini-split 2025 off huge finished exercise/storage/workshop space with new hot water heater 2022. Sliding glass doors open to patio perfect for grilling & outdoor shower ideal for after beach clean-up! Association dues include use of pool, tennis/pickleball court, clubhouse with exercise equipment, landscape service, built in sprinklers & future roof replacement. Stroll the boat basin walkway to watch manatee & dolphins play right in your neighborhood! Easy to golfcart, bike or walk to Cortez Marina & fabulous seafood restaurants or over the bridge to Anna Maria Island & Longboat Key to enjoy beaches, restaurants & shops! Sarasota cultural events & airport are only a half an hour’s drive! After a 2 year moratorium, 6 month+ rentals are allowed making it a flexible investment opportunity as well. Live your best life in this hidden oasis!

Details

Property type

Single Family Residence

Est. home value

$729,498

Lot size

5,793 sq ft

Price per sq ft

$402

Year built

2005

Annual property taxes

$5,756

Monthly HOA fee

$802

Price History

01/04/2025
StellarMLS

StellarMLS #A4633188

Listed
$775,000
+66.67%
03/16/2018
StellarMLS

StellarMLS #A4206518

Sold
$465,000
+32.86%
10/31/2013
StellarMLS

StellarMLS #A3952251

Sold
$350,000

Schools & Community

Elementary school: 

Sea Breeze Elementary

Middle school: 

W.D. Sugg Middle

High school: 

Bayshore High

Community features: 

Gated, Clubhouse, Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$451,392
Asking price
$775,000
Closing costs (~8% of asking)
-$62,000
Est. remaining loan balance
-$261,608
Cash to seller
$451,392

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Great Lakes Home Mortgage Inc

Loan start date

March 2018

Original loan amount

$301,000

Est. remaining balance

$261,608

Interest rate

4.15%

Loan type

New Conventional, 30 year

Seller

Kenneth C Frye Jr and Cynthia Nash Frye

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/10/2025 at 4:15 PM

Listing updated: 01/06/2025 at 11:51 AM

Listed by: Helen Carlsen, RE/MAX ALLIANCE GROUP Phone #: (941) 360-7777

MLS: StellarMLS #A4633188

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