tomo logo

$750,000

Beds
2
Baths
2.0
sq ft
1,929

4117 Osprey Harbour Loop, Cortez, FL 34215

4117 Osprey Harbour Loop

CORTEZ, FL 34215

  • 48 days on market
    • Price drop $15,000↓
    • Open house Feb 22
Discover paradise in 4331 square feet under roof only a mile from the beach in this quiet, gated location on a pond with sparkling fountain! This quality built custom Villa in an upscale neighborhood off Palma Sola Bay lives like a single-family home with the bonus of owning the land that it’s seated on to lushly landscape. It’s designed with the ideal orientation to maximize natural light all day without the heat! Neutral décor inside with dove gray paint throughout offers a chic pallet for you to personalize! 2 story foyer welcomes family & friends from covered porch & hosts double storage closets off attached oversized 2 ½ car + garage for your toys. Open staircase rises to main living space with 10’ ceilings throughout, upgraded soft drywall edges, white triple crown molding & enhanced baseboards to impress your guests, plus bamboo or ceramic flooring-no carpeting here! Formal DR with tray ceiling, FP & built in shelving to showcase your treasures flows into Great Room with 14’ tray ceiling perfect for entertaining! Great Room features a 12’ expanse of 3 8’ feet tall sliding glass panels which open to the generous ceramic tiled Lanai to bring the outdoors in with views of pond & water fowl plus water music from the sparkling fountain! White kitchen with over and under cabinet lighting has granite tops & new SS appliances 2020 adjacent to eating area with aquarium glass windows to view nature’s beauty! Laundry room conveniently located off kitchen through pocket door hides the new main floor heat pump 2020. Smart home panel centrally located to control thermostat & property monitoring for your security. Spacious Main BR with peaceful pond views to luxuriate in features tray ceiling, plantation shutters, 2 walk-in closets & ensuite ceramic tiled bath with new marble counter tops, dual sinks & fixtures 2021. Split floorplan thoughtfully places airy guest bedroom & gracious ceramic tiled bath on the opposite side ensuring privacy for all. Built-in computer niche with storage & file cabinet cupboards perfect for work at home. Another built-in alcove is prepped for a future elevator. 2407 SQ FT lower level includes porcelain tiled Bonus room with bay windows and new mini-split 2025 off huge finished exercise/storage/workshop space with new hot water heater 2022. Sliding glass doors open to patio perfect for grilling & outdoor shower ideal for after beach clean- up! Association dues include use of pool, tennis/pickleball court, clubhouse with exercise equipment, landscape service, built in sprinklers & roof replacement. Stroll the boat basin walkway to watch manatee & dolphins play right in your neighborhood! Easy to golf cart, bike or walk to Cortez Marina & award-winning seafood restaurants or over the bridge to Anna Maria Island & Longboat Key to enjoy beaches, cafes & shops! Sarasota cultural events & airport are only a half an hour’s drive! After a 2 year moratorium, 6 month+ rentals are allowed making it a flexible investment opportunity as well. Live your best life in this hidden oasis!

Details

Property type

Townhouse

Est. home value

$729,498

Lot size

5,793 sq ft

Price per sq ft

$389

Year built

2005

Annual property taxes

$5,756

Monthly HOA fee

$495

Price History

02/13/2025
StellarMLS

StellarMLS #A4633188

Price change
$750,000
-1.96%
01/29/2025
StellarMLS

StellarMLS #A4633188

Price change
$765,000
-1.29%
01/04/2025
StellarMLS

StellarMLS #A4633188

Listed
$775,000
+66.67%

Schools & Community

Elementary school: 

Sea Breeze Elementary

Middle school: 

W.D. Sugg Middle

High school: 

Bayshore High

Community features: 

Gated, Clubhouse, Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$429,510
Asking price
$750,000
Closing costs (~8% of asking)
-$60,000
Est. remaining loan balance
-$260,490
Cash to seller
$429,510

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Great Lakes Home Mortgage Inc

Loan start date

March 2018

Original loan amount

$301,000

Est. remaining balance

$260,490

Interest rate

4.15%

Loan type

New Conventional, 30 year

Seller

Kenneth C Frye Jr and Cynthia Nash Frye

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/21/2025 at 1:30 PM

Listing updated: 02/21/2025 at 1:09 PM

Listed by: Helen Carlsen, RE/MAX ALLIANCE GROUP Phone #: (941) 360-7777

MLS: StellarMLS #A4633188

StellarMLS logo

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