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$295,000

Beds
2
Baths
1.0
sq ft
1,162

4118 Gardner Dr, Port Charlotte, FL 33952

4118 Gardner Dr

PORT CHARLOTTE, FL 33952

  • 69 days on market
    • Price drop $14,000↓
Coastal Simplicity, Waterfront Living now even more affordable – sold TURNKEY! Tucked along a peaceful saltwater canal with direct access—just one bridge out—to Charlotte Harbor and the Gulf of Mexico, this charming 2-bedroom one bath coastal retreat with a heated saltwater pool invites you to slow down, breathe deep, and embrace life by the water. Whether you're an avid boater, a sunset chaser, or simply someone who craves the serenity of water views, this home delivers. Spend mornings sipping coffee on the patio, afternoons exploring the open water, and evenings floating in your heated saltwater pool, surrounded by the quiet rhythm of the tides. Built in 1961, this very well cared for updated home carries a sense of classic Florida charm, paired with modern touches and 1,162 square feet of comfortable, efficient living space. The cozy layout is ideal for easy living, weekend getaways, or even a snowbird escape—with a 1-car garage for your gear and bikes. This isn’t just a home—it’s a lifestyle. A place where life slows down just enough to savor every breeze, every boat ride, every golden-hour glow on the canal. Come experience what it feels like when the water is your backyard—and every day feels like vacation.

Details

Property type

Single Family Residence

Est. home value

$322,076

Lot size

9,374 sq ft

Price per sq ft

$254

Year built

1961

Annual property taxes

$3,618.41

HOA

No

Price History

02/25/2025
StellarMLS

StellarMLS #C7502919

Price change
$295,000
-4.53%
01/22/2025
StellarMLS

StellarMLS #C7502919

Listed
$309,000
+286.25%
05/28/2010
StellarMLS

StellarMLS #C7006682

Sold
$80,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$126,766
Asking price
$295,000
Closing costs (~8% of asking)
-$23,600
Est. remaining loan balance
-$144,634
Cash to seller
$126,766

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rocket Mortgage Llc

Loan start date

November 2021

Original loan amount

$156,463

Est. remaining balance

$144,634

Interest rate

2.86%

Loan type

New Conventional, 30 year

Seller

Theresa M Coady and Edward G Coady

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 5:10 AM

Listing updated: 03/29/2025 at 2:10 PM

Listed by: Anita Cobos Wood, EXIT COMPASS REALTY Phone #: (941) 889-7299

MLS: StellarMLS #C7502919

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Recently listed in PORT CHARLOTTE