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$649,000

Beds
3
Baths
2.5
sq ft
1,840

4121 Cobalt Cir Unit P105, Panama City, FL 32408

4121 Cobalt Cir Unit P105

Panama City Beach, FL 32408

  • 230 days on market
    • Price drop $10,000↓
Waterfront Condo with breath taking views! Waterhaven is a gated community that overlooks St. Andrews Bay. This rare third floor condo offers three bedrooms, two and a half baths with high ceiling and dormers adding light and an open feel to this beautiful home. A staircase leads to a spacious loft with lots of possibilities, storage and views of the bay through the dormers.The upscale kitchen is equipped with a Sub-Zero refrigerator, Viking 6 burner stove, Bosch dishwasher, Scotsman stand alone ice maker, Sub-Zero wine chiller as well as a stunning, expansive center island. Beautifully trimmed with crown molding and hardwood floors, this spacious, open concept living area is perfect for entertaining friends and family and enjoying the Florida sunshine. French doors lead to the bayside balcony from the living room. The primary suite also has access to the balcony and beautiful views of the water. The ensuite bath offers double vanities, large soaking-tub, and separate shower. The second and third bedrooms each have board & baton wood trim and doors leading to the community-side balcony. Enjoy stunning views from your balcony, lounging at the pool or enjoy a walk along one of the largest private piers in the area. Waterhaven is a friendly neighborhood that offers community events and a variety of social clubs. A movie theater, meeting room, kitchen, and fitness center are located inside Waterhaven's club house. Amenities include private beach, boat launch, pool & grill/smoker and kayak/paddle board racks. Waterhaven is a quiet, non-rental community unlike any other.

Details

Property type

Condominium

Est. home value

$595,685

Lot size

Unknown

Price per sq ft

$353

Year built

2007

Annual property taxes

$4,772.95

Monthly HOA fee

$850.86

Price History

10/18/2024
CentralPanhandle

CentralPanhandle #755324

Price change
$649,000
-1.52%
10/01/2024
CentralPanhandle

CentralPanhandle #755324

Listed
$659,000
10/01/2024
CentralPanhandle

CentralPanhandle #755324

Removed
$659,000

Schools & Community

Neighborhood: 

Upper Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Gated, Clubhouse, Fitness Center, Fishing

Number of units in community: 

6

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$265,299
Asking price
$649,000
Closing costs (~8% of asking)
-$51,920
Est. remaining loan balance
-$331,781
Cash to seller
$265,299

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Carrington Mortgage Services Llc

Loan start date

July 2021

Original loan amount

$357,000

Est. remaining balance

$331,781

Interest rate

2.96%

Loan type

New Conventional, 30 year

Seller

Garry Mcadams and Sandra Mcadams

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/22/2024 at 11:35 PM

Listing updated: 10/30/2024 at 3:10 PM

Listed by: Tina L Gates, Anchor Realty Florida Phone #: (850) 899-7999

MLS: CentralPanhandle #755324

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