tomo logo

$690,000

Beds
4
Baths
2.0
sq ft
1,605

4122 Library St, Port Charlotte, FL 33948

4122 Library St

Port Charlotte, FL 33948

  • 12 days on market
Absolutely Stunning Waterfront Property! This exquisite 4-bedroom, 2-bathroom home with a 3-car garage is a waterfront dream that combines luxury, comfort, and functionality. From the moment you enter through the double impact front doors, you’re welcomed by an expansive open floor plan with soaring cathedral ceilings. The gorgeous kitchen is a centerpiece, featuring granite countertops, a matching granite backsplash, and tall solid wood cabinets that provide ample storage. Just off the kitchen is a large laundry room with plenty of space for additional organization. All four bedrooms are generously sized, offering large closets and brand-new luxury vinyl flooring, ensuring both comfort and style. The bathrooms are meticulously updated with unique tile showers and quartz countertops, elevating the home’s luxurious feel. Step outside to a home surrounded by lush, meticulously maintained landscaping that enhances the property’s curb appeal. The front circular stamped stone driveway is both elegant and practical, leading to an oversized 3-car garage with a built-in workshop for hobbies or extra storage. The outdoor living area is a true showstopper. The expansive pool area features a heated chlorine pool with a PebbleTec finish, a 2023 self-cleaning pump, and an upgraded stamped concrete pool deck. The screened lanai, complete with ceiling-mounted surround sound speakers, offers a tranquil space to relax and take in the serene waterfront views. A motorized roll-down storm shutter, installed in 2024, adds both convenience and peace of mind. Boating enthusiasts will fall in love with the 80-foot concrete seawall and 30x9 PVC composite dock (installed in 2023), complete with a 10,000-pound boat lift and a new boat canopy added in 2023. A 19-foot Sea Gull boat is also available for purchase—ask the agent for details. This home is equipped with Storm Smart hurricane protection for all windows and features updated Manabloc plumbing, plantation shutters, and an 8x10 shed with electricity for additional storage. some of the outdoor furniture conveys with the home, making it move-in ready for enjoying the Florida lifestyle. Major updates include a roof replaced in 2020, a complete HVAC system installed in 2020 (serviced in January 2025), an impact front door installed in 2019, and a water heater replaced in 2019. The seller has also had full home and pool inspections completed in January 2025 (reports available in documents), ensuring this home is in pristine condition. Notably, this home has never experienced flooding or water intrusion, even during Hurricanes Helen and Milton, ensuring peace of mind for future owners. Don’t miss the chance to own this waterfront masterpiece, with its perfect blend of luxury, functionality, and outdoor paradise. Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$486,762

Lot size

0.23 acres

Price per sq ft

$430

Year built

2002

Annual property taxes

$3,503.37

HOA

No

Price History

02/02/2025

FGCMLS #225010105

Listed
$690,000
+10.4%
02/27/2024
StellarMLS

StellarMLS #C7484219

Sold
$625,000
12/14/2023
StellarMLS

StellarMLS #C7484219

Pending
$625,000

Schools & Community

Elementary school: 

Meadow Park Elementry

Middle school: 

Murdock Middle

High school: 

Port Charlotte High

Number of units in community: 

1

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Busey Bank

Loan start date

September 2021

Original loan amount

$100,000

Est. remaining balance

Not provided

Interest rate

2.4%

Loan type

Credit Line (Revolving), 20 year

Seller

James Ingram and Bonnie Smith

Lender

Nationstar Mortgage Llc

Loan start date

July 2015

Original loan amount

$179,000

Est. remaining balance

$75,923

Interest rate

3.25%

Loan type

New Conventional, 15 year

Seller

James Ingram and Bonnie Smith

Lender

Capital One Fsb

Loan start date

May 2005

Original loan amount

$100,000

Est. remaining balance

Not provided

Interest rate

6.04%

Loan type

Credit Line (Revolving)

Seller

James Ingram and Bonnie Smith

Lender

Countrywide Home Loans Inc

Loan start date

October 2002

Original loan amount

$200,250

Est. remaining balance

Not provided

Interest rate

6.22%

Loan type

Not Provided

Seller

James Ingram and Bonnie Smith

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/15/2025 at 3:10 AM

Listing updated: 02/09/2025 at 11:51 AM

Listed by: Tricia DeClue, RE/MAX Palm Realty Phone #: (941) 743-5525

MLS: FGCMLS #225010105

FGCMLS logo

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