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$579,000

Beds
4
Baths
4.5
sq ft
2,860

4134 Cobalt Cir Unit RO14, Panama City, FL 32408

4134 Cobalt Cir Unit RO14

Panama City Beach, FL 32408

  • <1 day on market
Located in the exclusive gated and non-rental community of Waterhaven, this stunning three-story townhome offers the perfect blend of luxury, modern updates, and exceptional functionality. This spacious 4-bedroom, 4.5-bath home has been beautifully updated with new LPV flooring, paint, blinds and lighting/fans throughout. The expansive kitchen offers large island, freshly painted cabinetry & upscale appliances such as a Viking range, Subzero refrigerator, new Bosch dishwasher as well as new microwave and ice-maker & beverage fridge at the wet bar. Beautiful french doors in the dining room open to a private courtyard, creating an ideal space for outdoor relaxation, grilling and entertaining. As you walk through this lovely home, you'll fall in love with the attention to detail including wood trim & crown moulding, tray ceilings and luxurious wallpaper showcases this home.Located over the two-car garage is a separate carriage house or mother-in-law suite complete with its own kitchen, full bath and sitting area.Waterhaven offers resort-style amenities, including a bay front pool and one of the longest private piers in the area, perfect for fishing, boating, or enjoying breathtaking sunsets. The community clubhouse boasts a theater, kitchen, fitness center, outdoor kitchen, and a large, elegant room for meetings or social functions. Conveniently located near Panama City Beach's best dining, shopping, and entertainment, this move-in-ready home combines relaxed coastal living with upscale elegance. Don't miss the opportunity to own this exceptional property in one of the most sought-after communities in the area--schedule your private showing today!

Details

Property type

Condominium

Est. home value

$558,569

Lot size

Unknown

Price per sq ft

$203

Year built

2007

Annual property taxes

$6,086

Monthly HOA fee

$1,073.85

Price History

01/09/2025
CentralPanhandle

CentralPanhandle #767076

Listed
$579,000
+5.27%
04/20/2023
CentralPanhandle

CentralPanhandle #736968

Sold
$550,000
+50.69%
01/13/2020
CentralPanhandle

CentralPanhandle #686006

Sold
$364,999
+35.18%

Schools & Community

Neighborhood: 

Upper Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Gated, Clubhouse, Fitness Center, Fishing, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$41,278
Asking price
$579,000
Closing costs (~8% of asking)
-$46,320
Est. remaining loan balance
-$573,958
Cash to seller
-$41,278

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Us Bank Na

Loan start date

August 2008

Original loan amount

$841,984

Est. remaining balance

$573,958

Interest rate

6.37%

Loan type

Not Provided, 30 year

Seller

Gerald Jones

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/10/2025 at 9:05 PM

Listing updated: 01/10/2025 at 5:39 PM

Listed by: Tina L Gates, Anchor Realty Florida Phone #: (850) 899-7999

MLS: CentralPanhandle #767076

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