tomo logo

$450,000

Beds
4
Baths
1.5
sq ft
1,650

414 Cross St, Philadelphia, PA 19147

414 Cross St

PHILADELPHIA, PA 19147

  • 2 days on market
    • Open house Feb 22
Excellent location just half a block from Dickinson Sq Park! This rare four bedroom home has character details and a coveted first floor half bath. Come inside through the vestibule entry and into the main living and dining space featuring traditional moldings and hardwood floors, which continue throughout the home. Past the first floor half bath, the kitchen has granite counters, warm tone wood cabinetry, and stainless steel appliances including a dishwasher. The second level has the primary bedroom with large closet as well as the main bathroom of the home, with dual vanity and lots of counter space. Through the bathroom is also the *very conveniently located* upstairs laundry room with ample storage. Rounding out the second floor is a charming room with mantle, built in shelving, and pocket doors, which would make an excellent office, nursery, home gym, craft room, dressing room, etc. The third floor has two additional bedrooms, both sizeable and with closets. Out back, there is a built in planter with mature greenery as well as space for outdoor grilling, dining, etc. For bike riders, this space is also connected to the street by a semi private (shared with one neighbor) alley, making for easy back patio bike storage. The unfinished basement is home to mechanical and lots of open storage space. Your new favorite neighborhood spots are also super close! Within a block are Grindcore House and Dickinson Square Park with playground, basketball court, seasonal activities, and more! Within just a few blocks are Rebel and Wolf Cafe, Herman’s Coffee, Moonshine Philly, Cake and Joe, and other Pennsport favorites. I-95 access is easy for commuting, and if you’re working from home in your new home office, you’ll enjoy being close to so many cafes when you need a change of scenery!

Details

Property type

Townhouse

Est. home value

$466,746

Lot size

768 sq ft

Price per sq ft

$273

Year built

1920

Annual property taxes

$5,953

HOA

No

Price History

02/20/2025
Bright

Bright #PAPH2446510

Listed
$450,000
-5.26%
12/18/2024
Bright

Bright #PAPH2399042

Removed
$475,000
09/20/2024
Bright

Bright #PAPH2399042

Listed
$475,000
+20.25%

Schools & Community

Neighborhood: 

Dickinson Narrows

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

THE SCHOOL DISTRICT OF PHILADELPHIA

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$71,663
Asking price
$450,000
Closing costs (~8% of asking)
-$36,000
Est. remaining loan balance
-$342,337
Cash to seller
$71,663

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Citizens Bank Na

Loan start date

June 2019

Original loan amount

$383,150

Est. remaining balance

$342,337

Interest rate

4.2%

Loan type

New Conventional, 30 year

Seller

Samuel M Franklin

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/22/2025 at 3:10 PM

Listing updated: 02/20/2025 at 4:14 PM

Listed by: Lindsey Koontz, Keller Williams Main Line Phone #: (610) 520-0100

MLS: Bright #PAPH2446510

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