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$339,900

Beds
3
Baths
2.0
sq ft
2,094

415 Olive St, Palatka, FL 32177

415 Olive St

Palatka, FL 32177

  • 212 days on market
    • Price drop $8,100↓
    • Open house Apr 13
Spring as Sprung! Motivated sellers! Here is your chance! Located in the North Historic District of the 'Fishing village' of Palatka on an original brick street, this darling home is surrounded by historic homes and dwellings. Updated throughout, too. Victorian era color palate used throughout. HVAC down stairs. Downstairs bedroom has its own entrance so it could be rented separately! Upstairs each room has an a/c splitter and a gas fireplace. Four fireplaces that are gas powered and toasty. Stunning windows everywhere! 49 in total! The upstairs sunroom has 13! Open for cool cross winds coming in from the river. Modern kitchen with Granite counters. Formal dining and living rooms. Gorgeous wood and tile floors. Wrap around porch. Lush landscaping. Wrap staircase with vintage wood work. Circa 1885 historic home built for descendant of Fl's first governor. New metal roof. Lovingly tended by present owners. You'll fall in love, too! Office could be 4th bedroom w/closet

Details

Property type

Single Family Residence

Est. home value

$374,516

Property condition

Updated/Remodeled

Lot size

7,405.2 sq ft

Price per sq ft

$163

Year built

1885

Annual property taxes

$4,878.35

HOA

No

Price History

03/24/2025
RealMLS

RealMLS #2046492

Price change
$339,900
-2.33%
03/20/2025
RealMLS

RealMLS #2046492

Price change
$348,000
-0.29%
03/11/2025
RealMLS

RealMLS #2046492

Price change
$349,000
-0.26%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Palatka

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$95,609
Asking price
$339,900
Closing costs (~8% of asking)
-$27,192
Est. remaining loan balance
-$217,099
Cash to seller
$95,609

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rocket Mortgage Llc

Loan start date

March 2023

Original loan amount

$222,832

Est. remaining balance

$217,099

Interest rate

6.15%

Loan type

FHA, 30 year

Seller

James William Dunn and Clifton Louis Baradell

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/09/2025 at 9:35 AM

Listing updated: 04/06/2025 at 9:21 PM

Listed by: DELLA STOUT, CAMELLIA REAL ESTATE LLC Phone #: (904) 874-3114

MLS: RealMLS #2046492

RealMLS logo

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