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$245,000

Beds
2
Baths
1.0
sq ft
597

42111 Ridge Rd, Mechanicsville, MD 20659

42111 Ridge Rd

MECHANICSVILLE, MD 20659

  • 36 days on market
Welcome to this cozy 2-bedroom, 1-bathroom bungalow located in the sought-after waterfront community of St. Mary's Beach in Mechanicsville, MD. Perfectly positioned for a relaxed, low-maintenance lifestyle, this home offers the best of both worlds—charm, character, and proximity to everything you need. Key Features: 2 Bedrooms and 1 Bathroom 597 sq ft of well-designed living space Open floor plan ideal for easy living Private yard with access to St. Mary's Beach community amenities Waterfront Community living with peaceful surroundings, perfect for unwinding after a long day. Location Highlights: Just minutes from local shopping and businesses for everyday convenience Close to Snow Hill Park, an ideal spot for outdoor activities and relaxation Quick access to major roadways, providing an easy commute to neighboring areas Whether you're looking for a weekend retreat, a charming first home, or a cozy vacation getaway, this bungalow offers all the right ingredients. Plus, the waterfront community of St. Mary's Beach adds an extra layer of serenity, with scenic views and a friendly atmosphere. Don’t miss out on this perfect opportunity to own a piece of waterfront living at an affordable price!

Details

Property type

Single Family Residence

Est. home value

$218,427

Lot size

0.23 acres

Price per sq ft

$411

Year built

1957

Annual property taxes

$1,659

HOA

No

Price History

12/12/2024
Bright

Bright #MDSM2021992

Listed
$245,000
+22.5%
03/14/2022
Bright

Bright #MDSM2005236

Sold
$200,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

ST. MARY'S COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$26,414
Asking price
$245,000
Closing costs (~8% of asking)
-$19,600
Est. remaining loan balance
-$198,986
Cash to seller
$26,414

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Caliber Home Loans Inc

Loan start date

March 2022

Original loan amount

$210,707

Est. remaining balance

$198,986

Interest rate

3.56%

Loan type

New Conventional, 30 year

Seller

Cameron Jones and Austin Wayne Mccloskey

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/17/2025 at 12:45 AM

Listing updated: 12/12/2024 at 12:19 PM

Listed by: Conor M Loughran, CENTURY 21 New Millennium Phone #: (301) 862-2169

MLS: Bright #MDSM2021992

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