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$399,999

Beds
4
Baths
4.0
sq ft
1,804

4215 Crystal Lake Dr, Chipley, FL 32428

4215 Crystal Lake Dr

Chipley, FL 32428

  • 15 days on market
BEAUTIFUL HOME LOCATED ON THE VERY POPULAR CRYSTAL LAKE. THIS IS A MULTI LEVEL HOME WITH TWO SEPARATE LIVING SPACES. THERE ARE SO MANY OPTIONS FOR THIS PROPERTY. YOU COULD HAVE TWO SEPERATE RENTALS OR LIVE IN ONE AND RENT THE OTHER. IT WOULD ALSO BE GREAT FOR LARGE FAMILIES. IT HAS A RELAXING DECK THAT OVERLOOKS THE CLEAR WATER.THERE ARE 3 BEDROOMS AND 2.5 BATHROOMS ON THE UPPER LEVEL. A COMPLETELY DIFFERENT ENTRANCE WILL TAKE YOU TO A 1/1 APARTMENT LOCATED ON THE BOTTOM LEVEL. WITH SO MANY OPTIONS THIS HOME WON'T LAST LONG. PLEASE VERIFY ALL SIZES AND INFORMATION.

Details

Property type

Single Family Residence

Est. home value

$448,649

Lot size

0.33 acres

Price per sq ft

$222

Year built

1974

Annual property taxes

$3,688

HOA

No

Price History

02/07/2025
CentralPanhandle

CentralPanhandle #768471

Listed
$399,999

Schools & Community

Elementary school: 

Kate M. Smith

Middle school: 

Vernon

High school: 

Vernon

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$260,262
Asking price
$399,999
Closing costs (~8% of asking)
-$32,000
Est. remaining loan balance
-$107,737
Cash to seller
$260,262

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Hsbc Mortgage Corporation Usa

Loan start date

December 2009

Original loan amount

$160,000

Est. remaining balance

$107,737

Interest rate

4.91%

Loan type

New Conventional, 30 year

Seller

Victor A Foster and Tricia L Foster

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 12:00 PM

Listing updated: 02/07/2025 at 4:41 PM

Listed by: Sarah K Steverson, CENTURY 21 Commander Realty Phone #: (850) 769-8326

MLS: CentralPanhandle #768471

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