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$439,000

Beds
5
Baths
2.0
sq ft
1,700

427 Hopkins Rd, Baltimore, MD 21212

427 Hopkins Rd

BALTIMORE, MD 21212

  • Pending
Let the owner's change of plans work to your advantage as they have done all the deferred maintenance to this home that is now move-in ready! This larger than average End of Group in Rodgers Forge features five large bedrooms and 2 full baths; all on the 2nd and 3rd floors. The charming back yard includes a detached garage with a new door and window. Relax on the private back deck that has been restored and re-stained as well as the fence. The wood floors are original and still in good condition, and luxury vinyl plank flooring has been added to some bedrooms and the kitchen. The kitchen is wider than most in Rodgers Forge and has new granite countertops, an oversized stainless sink with updated faucet, large 42" cabinets, and a gas range. The owners spared no expense on the newly installed Mitsubishi split system with two separate zones, providing heating and cooling for every room with a 12-year warranty. There is also a fully functional oil furnace as alternative heat source; that's 3/4 full. The home has been freshly painted throughout, has upgraded Pella windows, and a recently inspected slate roof in great condition. Don't miss this opportunity to be in the original model home in one of the most sought-after neighborhoods in Baltimore County AND for this price! Photos coming soon...

Details

Property type

Townhouse

Est. home value

$402,138

Lot size

2,310 sq ft

Price per sq ft

$259

Year built

1939

Annual property taxes

$4,190

HOA

No

Price History

09/19/2024
Bright

Bright #MDBC2107096

Pending
$439,000
09/18/2024
Bright

Bright #MDBC2107096

Listed
$439,000

Schools & Community

Elementary school: 

RODGERS FORGE

Middle school: 

DUMBARTON

High school: 

TOWSON

School district: 

BALTIMORE COUNTY PUBLIC SCHOOLS

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Paramount Residential Mortgage Group Inc

Loan start date

November 2020

Original loan amount

$577,500

Est. remaining balance

Not provided

Interest rate

2.9%

Loan type

Reverse Mortgage (Home Equity Conversion Mortgage), 65 year

Seller

Mary Ellen Mead

Lender

Paramount Residential Mortgage Group

Loan start date

November 2020

Original loan amount

$577,500

Est. remaining balance

Not provided

Interest rate

2.63%

Loan type

Reverse Mortgage (Home Equity Conversion Mortgage), 65 year

Seller

Mary Ellen Mead

Lender

Wells Fargo Bank Na

Loan start date

August 2014

Original loan amount

$55,000

Est. remaining balance

Not provided

Interest rate

4.15%

Loan type

Future Advance Clause / Open End Mortgage, 30 year

Seller

Mary Ellen Mead

Lender

Wells Fargo Bank Na

Loan start date

February 2010

Original loan amount

$59,000

Est. remaining balance

Not provided

Interest rate

4.45%

Loan type

Stand Alone Second, 15 year

Seller

Mary Ellen Mead

Lender

Wachovia Bank Na

Loan start date

October 2008

Original loan amount

$29,424

Est. remaining balance

$0

Interest rate

5.54%

Loan type

Not Provided, 15 year

Seller

Mary Ellen Mead

Lender

Wachovia Bank Na

Loan start date

February 2006

Original loan amount

$28,652

Est. remaining balance

$0

Interest rate

5.85%

Loan type

Not Provided, 15 year

Seller

Mary Ellen Mead

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Pending/Under Contract

Tomo last checked: 09/19/2024 at 11:50 AM

Listing updated: 09/18/2024 at 8:26 PM

Listed by: Katrina A Cairns, Monument Sotheby's International Realty Phone #: (443) 708-7074

MLS: Bright #MDBC2107096

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