tomo logo

$495,000

Beds
4
Baths
3.0
sq ft
2,395

427 Rugged Dr, Red Oak, TX 75154

427 Rugged Dr

Red Oak, TX 75154

  • Pending
Beautiful Custom 4-Bedroom Home on a quiet Cul-de-Sac, situated on 1.166 Acres with NO HOA! This stunning home offers custom features throughout, including a gourmet kitchen with an island, breakfast bar, granite countertops, stone backsplash, and a walk-in pantry. The master bath features a separate shower and a luxurious jetted tub. Enjoy the spacious split-bedroom arrangement, with large bedrooms and walk-in closets throughout. The fourth bedroom makes a perfect office or flex room. This home boasts recent upgrades, including a new roof, new HVAC, and a new septic pump for peace of mind. Step outside to the covered patio and pergola, complete with fans, lights, and electrical outlets—perfect for relaxing or entertaining. The 30x40 concrete pad is ready for a new shop or can be used as a basketball court. The fenced yard and lush landscaping add to the charm of this quiet neighborhood with great neighbors. Don’t miss this incredible home—schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$467,013

Lot size

1.166 acres

Price per sq ft

$207

Year built

2006

Annual property taxes

$10,172

Price History

03/11/2025
NTREIS

NTREIS #20852632

Pending
$495,000
02/26/2025
NTREIS

NTREIS #20852632

Listed
$495,000
10/30/2019
NTREIS

NTREIS #14195666

Removed

Schools & Community

Elementary school: 

Eastridge

Middle school: 

Red Oak

High school: 

Red Oak

School district: 

Red Oak ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$215,140
Asking price
$495,000
Closing costs (~8% of asking)
-$39,600
Est. remaining loan balance
-$240,260
Cash to seller
$215,140

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Prosperity Home Mortgage Llc

Loan start date

October 2019

Original loan amount

$270,400

Est. remaining balance

$240,260

Interest rate

3.56%

Loan type

New Conventional, 30 year

Seller

James C Lewis and Jennifer K Lewis

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 04/05/2025 at 8:15 PM

Listing updated: 03/19/2025 at 10:02 AM

Listed by: Dana Cox Reamy, Keller Williams Realty Phone #: (972) 938-2222

MLS: NTREIS #20852632

NTREIS logo

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