tomo logo

$440,000

Beds
3
Baths
2.0
sq ft
1,308

431 Paradise Blvd, Panama City Beach, FL 32413

431 Paradise Blvd

Panama City Beach, FL 32413

  • 71 days on market
    • Price drop $10,000↓
This beautiful beach home is situated in Paradise Grove, a charming gated community on the west end of Panama City Beach's Laguna Beach area. The home is in excellent condition and ready for move-in. The neighborhood offers three common areas and a community pool. It's an ideal spot for a vacation home, but also a fantastic place to make your permanent residence. The home features granite countertops, a spacious master bathroom, and a walk-in closet. The garage is large enough to store a golf cart, extra items, or park a smaller vehicle.All appliances are included in the sale, the remaining furniture is NEGOTIABLE.The neighborhood recently installed a new perimeter fence and has plans to further improve their landscaping, starting in 2025.

Details

Property type

Single Family Residence

Est. home value

$455,578

Lot size

3,049 sq ft

Price per sq ft

$337

Year built

2015

Annual property taxes

$4,025

HOA fee

$700

Price History

01/15/2025
CentralPanhandle

CentralPanhandle #766217

Price change
$440,000
-2.22%
12/03/2024
CentralPanhandle

CentralPanhandle #766217

Listed
$450,000
+20%
02/18/2022
CentralPanhandle

CentralPanhandle #720552

Sold
$375,000
+10.78%

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Gated

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$75,604
Asking price
$440,000
Closing costs (~8% of asking)
-$35,200
Est. remaining loan balance
-$329,196
Cash to seller
$75,604

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Broker Solutions Inc

Loan start date

February 2022

Original loan amount

$351,500

Est. remaining balance

$329,196

Interest rate

3.11%

Loan type

New Conventional, 30 year

Seller

Nathanael Michael Finochio and Jasmine Sarah Edwards

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
CentralPanhandle
$470,000
3 bd
|
2 ba
|
1,344 sq ft
|
House

119 S San Souci St, Panama City Beach, FL 32413

Price drop
CentralPanhandle
$399,999
3 bd
|
2 ba
|
1,312 sq ft
|
House

558 N Lakeshore Dr, Panama City Beach, FL 32413

CentralPanhandle
$450,000
3 bd
|
2 ba
|
1,348 sq ft
|
House

426 Paradise Blvd, Panama City Beach, FL 32413

Status: Active

Tomo last checked: 02/24/2025 at 4:15 AM

Listing updated: 01/20/2025 at 1:30 PM

Listed by: Alex B Barton, Beachy Beach Real Estate Phone #: (850) 233-4351

MLS: CentralPanhandle #766217

CentralPanhandle logo