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$417,000

Beds
4
Baths
2.0
sq ft
1,650

4314 Ridge Rd, Lakeland, FL 33811

4314 Ridge Rd

LAKELAND, FL 33811

  • 127 days on market
    • Price drop $7,900↓
Country living within close proximity of all major commute routes! Step through the front door into this recently renovated home with 4 bedrooms, two baths, and an oversized garage situated on just under 1/2 acre. This home offers a freshly painted interior, nearly new doors and windows and a plethora of upgrades including a new kitchen with barely used appliances and the exact modern farmhouse feel you have been searching for. New flooring in the main living areas, a refreshed fireplace finish, window treatments throughout and an open floorplan bring a brilliantly new feel to an older home in an established neighborhood. The front of the property speaks of "Welcome Home" with refreshed landscaping, an extended driveway and a large front yard on a quiet cul-de-sac. The rear of the home boasts a screened lanai and a backyard large enough for all types of outdoor activities in a fenced yard. Other upgrades over the last three years include a new septic tank and drain field, HVAC system, roof and hot water heater. With no HOA and no CDD this is the perfect home in the perfect neighborhood! Call for an appointment to see this home today!

Details

Property type

Single Family Residence

Est. home value

$362,146

Lot size

0.47 acres

Price per sq ft

$253

Year built

1977

Annual property taxes

$2,103.17

HOA

No

Price History

09/20/2024
StellarMLS

StellarMLS #T3549363

Price change
$417,000
-1.86%
09/03/2024
StellarMLS

StellarMLS #T3549363

Price change
$424,900
-2.3%
08/17/2024
StellarMLS

StellarMLS #T3549363

Listed
$434,900
+59.89%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$184,112
Asking price
$417,000
Closing costs (~8% of asking)
-$33,360
Est. remaining loan balance
-$199,528
Cash to seller
$184,112

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Home Point Financial Corporation

Loan start date

March 2021

Original loan amount

$217,600

Est. remaining balance

$199,528

Interest rate

2.73%

Loan type

New Conventional, 30 year

Seller

Joseph Banning and Jessica Cooley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 11:25 AM

Listing updated: 09/20/2024 at 2:29 PM

Listed by: Karen Krenn, DALTON WADE INC Phone #: (888) 668-8283

MLS: StellarMLS #T3549363

StellarMLS logo

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