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$340,000

Beds
3
Baths
2.0
sq ft
1,080

434 Water St, Otsego, MI 49078

434 Water St

Otsego, MI 49078

  • 46 days on market
    • Price drop $5,000↓
With river frontage on the Kalamazoo River, this cathedral style ranch home gives you a country feeling close to shopping and restaurants. The modern appliances accompanied with 3 bedrooms and 2 bathrooms makes this home perfect for a family or those who like to entertain. Take in the breath-taking views from the full width deck or enjoy any number of hobbies in the insulated and heated workshop. New water softener installed 10/24/24. Don't miss this chance, tour quickly!

Details

Property type

Single Family Residence

Est. home value

$295,248

Lot size

0.93 acres

Price per sq ft

$315

Year built

1988

Annual property taxes

$3,281

Price History

10/23/2024
Realcomp

Realcomp #66024049779

Price change
$340,000
-1.45%
10/15/2024
Realcomp

Realcomp #66024049779

Price change
$345,000
-1.43%
09/20/2024
Realcomp

Realcomp #66024049779

Listed
$350,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Otsego

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$184,821
Asking price
$340,000
Closing costs (~8% of asking)
-$27,200
Est. remaining loan balance
-$127,979
Cash to seller
$184,821

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Quicken Loans Llc

Loan start date

August 2020

Original loan amount

$140,770

Est. remaining balance

$127,979

Interest rate

3.03%

Loan type

Not Provided, 30 year

Seller

Danny J Jones and Hope Ann Jones

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/05/2024 at 4:05 PM

Listing updated: 10/30/2024 at 12:45 PM

Listed by: Karrie C Brunner, Campbell Caron Real Estate Phone #: (269) 372-9482

MLS: Realcomp #66024049779

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