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$420,000

Beds
3
Baths
2.5
sq ft
2,450

4405 Ensenada Ave, Mcallen, TX 78504

4405 Ensenada Ave

McAllen, TX 78504

  • 16 days on market
Beautiful modern single family home in Tres Lagos 3 bedrooms, 2.5 bathrooms and an office/study. The ample sized kitchen includes recessed lighting, a top of the line Bosch dishwasher, a refrigerator with internet display, gas stovetop, and a large island for family and friends to gather around. A water softener is also included along with a reverse osmosis water system. This subdivision includes the well known Tres Lago park that has walk/bike trails, tennis court, basketball court, community pool and more. Tres Lagos is in a Public Improvement District. PID addendum in the docs on file. In addition to the 2.6% base taxes, an additional 0.25% Base PID Assessment will be assessed & collected as part of the homeowner’s property tax. There is a one-time $500 POA transfer fee w/no recurring HOA fees. Homeowner is provided with two keys to the community amenities as part of the $500 fee; $80 Greenfield cable, alarm, and internet are Tres Lagos required.

Details

Property type

Single Family Residence

Est. home value

$453,775

Lot size

0.2843 acres

Price per sq ft

$172

Year built

2018

Annual property taxes

$10,903

HOA

Yes

Price History

11/06/2024
McAllenTX

McAllenTX #453124

Listed
$420,000

Schools & Community

Elementary school: 

Magee

Middle school: 

Longoria

High school: 

Vela H.S.

Community features: 

Pool, Sidewalks, Street Lights

High school district: 

McAllen ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$144,216
Asking price
$420,000
Closing costs (~8% of asking)
-$33,600
Est. remaining loan balance
-$242,184
Cash to seller
$144,216

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fairway Independent Mortgage Corp

Loan start date

August 2021

Original loan amount

$297,000

Est. remaining balance

$242,184

Interest rate

2.2%

Loan type

New Conventional, 15 year

Seller

Robert Louis Love and Barbara Ann Love

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/23/2024 at 7:35 AM

Listing updated: 11/06/2024 at 7:35 PM

Listed by: Jenny I. Avellaneda, Effective Real Estate Phone #: (956) 322-8522

MLS: McAllenTX #453124

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