tomo logo

$1,250,000

Beds
3
Baths
3.0
sq ft
2,699

4431 Gardner Dr, Port Charlotte, FL 33952

4431 Gardner Dr

PORT CHARLOTTE, FL 33952

  • 4 days on market
Experience this stunning custom-built Thornberry masterpiece where luxury, elegance, and the tranquility of waterfront living converge. No Flood damage to home! Perfectly positioned with direct sailboat access to Charlotte Harbor, this extraordinary residence boasts 100 feet of pristine waterfront and a 45-foot dock under construction, complete with a 10,000-lb covered boat lift, electric, and water amenities—your gateway to world-class boating, fishing, and sailing. As you approach, the home’s Key West-inspired design captivates with lush tropical curb appeal. A gracefully paved driveway and walkway of elegant brick pavers lead to an inviting front porch, where you can soak in partial Harbor views. Step inside to discover an open, thoughtfully designed floor plan graced by soaring 10-foot ceilings, ornate crown molding, and sleek porcelain tile floors. Solid-core 8-foot doors add an air of distinction, while abundant natural light enhances every room. The chef’s kitchen is a masterpiece in itself, featuring 42-inch custom wood cabinetry, luxurious granite countertops, a center island with a five-burner cooktop, and a built-in oven—perfect for entertaining or enjoying intimate meals. Adjacent, the grand room impresses with a wood-burning fireplace and breathtaking waterfront views that redefine relaxation. Flexibility abounds with a BONUS den/office/4th bedroom offering French doors and a private en-suite bath—ideal for guests or as a dedicated workspace. Outdoors, retreat to the expansive screened lanai with brick pavers and a large pool featuring a 2019 variable-speed pump and heater. It’s your private haven for unwinding, entertaining, or taking in spectacular sunsets over Charlotte Harbor. Peace of mind comes standard with hurricane impact windows throughout, ensuring both security and efficiency. This property also has no HOA restrictions. This prime location offers a short boat ride to Punta Gorda and Port Charlotte’s renowned waterfront dining, entertainment, and the Sunseeker Resort. With easy access to Port Charlotte Beach, premier shopping, US-41, and Punta Gorda Airport, every convenience is within reach.

Details

Property type

Single Family Residence

Est. home value

$1,006,284

Lot size

0.29 acres

Price per sq ft

$464

Year built

2006

Annual property taxes

$11,411.54

HOA

No

Price History

12/31/2024
StellarMLS

StellarMLS #C7502285

Listed
$1,250,000
-13.79%
07/10/2024
NABOR

NABOR #224054712

Removed
$1,450,000
06/27/2024
StellarMLS

StellarMLS #C7488919

Removed
$1,450,000

Schools & Community

Elementary school: 

Peace River Elementary

Middle school: 

Port Charlotte Middle

High school: 

Charlotte High

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$867,825
Asking price
$1,250,000
Closing costs (~8% of asking)
-$100,000
Est. remaining loan balance
-$282,175
Cash to seller
$867,825

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Kansas State Bank Of Manhattan

Loan start date

March 2013

Original loan amount

$390,000

Est. remaining balance

$282,175

Interest rate

3.42%

Loan type

New Conventional, 30 year

Seller

Michael P Steinbach and Lisa M Steinbach

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/04/2025 at 5:15 AM

Listing updated: 01/01/2025 at 6:55 AM

Listed by: Bobbi Bevis, RE/MAX HARBOR REALTY Phone #: (941) 639-8500

MLS: StellarMLS #C7502285

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Recently listed in PORT CHARLOTTE