tomo logo

$515,000

Beds
6
Baths
3.0
sq ft
2,904

445 N Duke St, Lancaster, PA 17602

445 N Duke St

LANCASTER, PA 17602

  • 24 days on market
Don’t miss this incredible investment opportunity at 445 N Duke Street, Lancaster! This duplex offers multiple income-generating possibilities—perfect for a savvy investor looking to take on the property Subject To or an owner-occupant seeking a "live and rent" setup. With two units ready for value-add potential, you can maximize cash flow while enjoying the benefits of a sought-after location. The seller is open to creative financing options, making this an even more attractive deal. Located near downtown Lancaster, shopping, dining, and commuter routes, this is a rare chance to secure a high-potential property. Schedule your showing today! Oh and Guess what!! It has a 2-car garage right across the street from a Trauma 1 hospital! Would be wonderful for AIR BNB/ Mid term rentals!

Details

Property type

Townhouse

Est. home value

$404,835

Lot size

2,178 sq ft

Price per sq ft

$178

Year built

1900

Annual property taxes

$12,523

HOA

No

Price History

03/06/2025
Bright

Bright #PALA2065180

Listed
$515,000
+71.67%
01/15/2021
Bright

Bright #PALA169336

Sold
$300,000

Schools & Community

Neighborhood: 

Ross

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Sidewalks, Street Lights

School district: 

SCHOOL DISTRICT OF LANCASTER

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$254,432
Asking price
$515,000
Closing costs (~8% of asking)
-$41,200
Est. remaining loan balance
-$219,368
Cash to seller
$254,432

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Keystone Funding Inc

Loan start date

December 2020

Original loan amount

$285,000

Est. remaining balance

$219,368

Interest rate

2.34%

Loan type

New Conventional, 16 year

Seller

Ram V Chavali

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 3:40 AM

Listing updated: 03/06/2025 at 9:09 AM

Listed by: Taylor McCartney, VRA Realty Phone #: (484) 800-1777

MLS: Bright #PALA2065180

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