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$199,900

Beds
2
Baths
2.0
sq ft
1,100

4525 Church St, Punta Gorda, FL 33980

4525 Church St

PUNTA GORDA, FL 33980

  • 86 days on market
    • Price drop $15,100↓
Nestled in the heart of Charlotte Harbor, this charming cottage offers an unbeatable location, just a short walk from the Sunseeker Resort, Bayshore Park, and the scenic harbor. This 2-bedroom, 2-bathroom home sits on a generous 9,891 sq. ft. lot shaded by majestic oak trees, embodying the peaceful charm of Old Florida. While the property sustained damage from recent hurricanes, professional water and mold remediation has already been completed, providing a blank canvas to bring your vision to life. With over 1,100 sq. ft. of living space, a screened lanai, public water and sewer connections, and a roof installed in 202023, this home is rich with potential. Its prime location places you one block from Charlotte Harbor and Bayshore Live Oak Park and just a mere 2 blocks to vibrant restaurants and entertainment options of the Sunseeker Resort. This property is perfect as a vacation retreat, rental investment, or forever home. Nearby amenities include local fishing spots, boat ramps, the Charlotte Harbor Yacht Club, and Port Charlotte Beach Park. Enjoy scenic coastal walkways that connect to Punta Gorda’s lively downtown. With no HOA fees or deed restrictions, this property is ideal for creative projects. Don’t miss the opportunity to design your dream home or capitalize on its exceptional rental appeal in one of Port Charlotte’s most desirable areas.

Details

Property type

Single Family Residence

Est. home value

$189,227

Lot size

9,891 sq ft

Price per sq ft

$182

Year built

1950

Annual property taxes

$2,020.07

HOA

No

Price History

02/03/2025
StellarMLS

StellarMLS #C7501391

Removed
$199,900
02/01/2025
StellarMLS

StellarMLS #C7501391

Listed
$199,900
02/01/2025
StellarMLS

StellarMLS #C7501391

Price change
$199,900
-7.02%

Schools & Community

Elementary school: 

Peace River Elementary

Middle school: 

Port Charlotte Middle

High school: 

Charlotte High

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Countrywide Home Loans Inc

Loan start date

June 2007

Original loan amount

$112,000

Est. remaining balance

$91,433

Interest rate

6.16%

Loan type

New Conventional, 40 year

Seller

Robert Cunningham

Lender

Donald B Brown Jr

Loan start date

January 1999

Original loan amount

$23,800

Est. remaining balance

Not provided

Interest rate

6.69%

Loan type

Not Provided

Seller

Robert Cunningham

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/04/2025 at 12:20 AM

Listing updated: 02/21/2025 at 4:51 PM

Listed by: Chadwick Knight, REALTY ONE GROUP MVP Phone #: (800) 896-8790

MLS: StellarMLS #C7501391

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