tomo logo

$375,000

Beds
4
Baths
2.0
sq ft
1,934

4538 Bylsma Cir, Panama City, FL 32404

4538 Bylsma Cir

Panama City, FL 32404

  • 2 days on market
What a great floor plan! This 4 BR, 2.5 BATH home offers a comfortable split plan with large spaces throughout the home. In the well thought-out subdivision of Bylsma, you are in an area of Bay County that seems to be ideally located to get to medical facilities and to popular work destinations in short order. You have an oversized driveway for extra parking, a fenced yard, a double garage, a fireplace, beautiful ceilings, a huge enclosed sunroom with three windows, a 10 foot deep Master Bedroom closet and an unreal Master Bath Double Super Shower! The kitchen breakfast bar seats 6 but has a separate dining area at the front of the house- The Living area is massive and a great place to gather. There is a half bath at the front of the house near the garage. The enclosed Sunroom and the double garage add a lot more square footage to this home. Come and see this well-priced home before you lose the chance.

Details

Property type

Single Family Residence

Est. home value

$369,860

Lot size

20.0 acres

Price per sq ft

$194

Year built

2015

Annual property taxes

$4,286

HOA

No

Price History

03/24/2025
CentralPanhandle

CentralPanhandle #770859

Listed
$375,000
+39.93%
11/19/2015
CentralPanhandle

CentralPanhandle #640512

Sold
$268,000

Schools & Community

Neighborhood: 

Cedar Grove

Elementary school: 

Tommy Smith

Middle school: 

Merritt Brown

High school: 

Bay

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$125,728
Asking price
$375,000
Closing costs (~8% of asking)
-$30,000
Est. remaining loan balance
-$219,272
Cash to seller
$125,728

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Panhandle Educators Fcu

Loan start date

November 2015

Original loan amount

$273,762

Est. remaining balance

$219,272

Interest rate

3.85%

Loan type

VA, 30 year

Seller

Edward Andrew Giana and Dena Katherine Ceurvels

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/27/2025 at 11:10 AM

Listing updated: 03/24/2025 at 9:50 PM

Listed by: Holli Persall, ERA Neubauer Real Estate Inc Phone #: (850) 230-3665

MLS: CentralPanhandle #770859

CentralPanhandle logo

Recently listed in Panama City

$429,000|4 bd|3.0 ba|House
$356,000|3 bd|2.0 ba|House
$2,298,000|4 bd|3.5 ba|House
$319,900|4 bd|2.0 ba|House
$407,180|4 bd|3.0 ba|House
$275,000|3 bd|2.0 ba|Manufactured
$279,900|3 bd|2.0 ba|House
$200,000|2 bd|2.5 ba|Townhouse