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$475,000

Beds
3
Baths
2.0
sq ft
1,301

4543 20th Ave N, Saint Petersburg, FL 33713

4543 20th Ave N

ST PETERSBURG, FL 33713

  • 3 days on market
Charming 3-Bedroom Home in Harshaw Lakes - No HOA & Non-Flood Zone! Nestled in the highly sought-after Harshaw Lakes neighborhood of St. Petersburg, FL, this delightful 3-bedroom, 2-bath home offers the perfect combination of comfort, convenience, and charm. Boasting a prime location without the restrictions of a homeowner’s association, this property provides you with the freedom to make it truly your own. Step inside to discover a well-designed layout featuring spacious bedrooms, updated finishes, and plenty of natural light. The 2020-installed HVAC system ensures year-round comfort and energy efficiency. The functional kitchen includes ample counter space, perfect for meal prep and entertaining. The outdoor space is a true highlight, with a large backyard featuring a powered shed—ideal for a workshop, storage, or a hobby space. The 1-car garage provides additional storage and convenience. Located in a non-flood zone, you can enjoy peace of mind while being just minutes away from St. Petersburg’s vibrant downtown, pristine beaches, and top-rated dining and shopping destinations. Don’t miss your chance to own this gem in Harshaw Lakes! Schedule your private showing today and envision the possibilities of living in this fantastic community.

Details

Property type

Single Family Residence

Est. home value

$449,486

Lot size

8,019 sq ft

Price per sq ft

$366

Year built

1966

Annual property taxes

$3,108

HOA

No

Price History

12/19/2024
StellarMLS

StellarMLS #TB8331621

Listed
$475,000
+156.2%
09/30/2015
StellarMLS

StellarMLS #U7745849

Sold
$185,400

Schools & Community

Neighborhood: 

Disston Heights

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$284,083
Asking price
$475,000
Closing costs (~8% of asking)
-$38,000
Est. remaining loan balance
-$152,917
Cash to seller
$284,083

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Open Mortgage Llc

Loan start date

September 2015

Original loan amount

$189,386

Est. remaining balance

$152,917

Interest rate

3.94%

Loan type

VA, 30 year

Seller

Lousi C Tate Iii

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 12/22/2024 at 4:25 AM

Listing updated: 12/20/2024 at 6:55 AM

Listed by: Mark Baserap, KELLER WILLIAMS GULF BEACHES Phone #: (727) 367-3756

MLS: StellarMLS #TB8331621

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