tomo logo

$189,900

Beds
3
Baths
1.0
sq ft
1,260

4745 Loring St, Philadelphia, PA 19136

4745 Loring St

PHILADELPHIA, PA 19136

  • 37 days on market
Recently updated row home located in Mayfair offering enclosed front porch, spacious living room, dining room and modern kitchen. Second floor offers three bedrooms and hall bath. Basement storage, laundry and outside access to rear alley and one car attached garage. Close to public transportation, shopping, area restaurants and major highways. Proof of funds are needed with all cash offers and mortgage pre-approval is needed for financed offers. Buyer is responsible for obtaining the City Certification. Buyer pays all transfer tax. This property is eligible under the Freddie Mac first look initiative through 01/25/2025.

Details

Property type

Townhouse

Est. home value

$174,898

Lot size

904 sq ft

Price per sq ft

$151

Year built

1953

Annual property taxes

$2,599

HOA

No

Price History

12/27/2024
Bright

Bright #PAPH2430512

Listed
$189,900
+27.45%
02/24/2021
Bright

Bright #PAPH978138

Sold
$149,000

Schools & Community

Neighborhood: 

Holmesburg

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

PHILADELPHIA CITY

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$45,911
Asking price
$189,900
Closing costs (~8% of asking)
-$15,192
Est. remaining loan balance
-$128,797
Cash to seller
$45,911

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Stonebridge Financial Services Inc

Loan start date

February 2021

Original loan amount

$141,550

Est. remaining balance

$128,797

Interest rate

2.65%

Loan type

New Conventional, 30 year

Seller

Jane L Croy and Deborah Connelly Sheppard

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/02/2025 at 2:50 AM

Listing updated: 01/24/2025 at 10:34 AM

Listed by: Sue Gansz, Walter M Wood Jr Inc Phone #: (215) 386-2800

MLS: Bright #PAPH2430512

Bright logo

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