tomo logo

$419,999

Beds
5
Baths
3.0
sq ft
2,522

476 Olive Conch St, Ruskin, FL 33570

476 Olive Conch St

RUSKIN, FL 33570

  • 1 day on market
    • Open house Mar 01
Introducing your dream waterfront home—no flood insurance required! Embrace the Florida lifestyle in this exquisite two-story residence situated in the highly desirable Shell Cove neighborhood. Built with solid concrete blocks, this modern home offers both durability and peace of mind. As you step inside, you'll be welcomed by an open-concept layout that effortlessly connects the spacious kitchen to the generous living and dining areas—ideal for entertaining friends and family. With 5 bedrooms, 3 bathrooms, and a 2-car garage, this home provides ample space for comfortable living. The thoughtfully designed floor plan promotes a seamless flow, making everyday life a breeze. Conveniently located just a short drive from I-75, you'll have quick access to local hotspots and amenities. Within the community, residents can enjoy a resort-style pool, playground, and various sports facilities, enhancing the vibrant, active lifestyle. But that's not all! Picture having a marina with a lively boat club, a charming tiki restaurant, and a beautiful beach—all within a mere 5-minute drive from your new home. Experience the ultimate in coastal living with a wealth of amenities just moments away. Whether you seek a laid-back lifestyle or an adventure-filled experience, this property is perfect for you. Don't miss out on this incredible opportunity to embrace the Florida lifestyle at its finest.

Details

Property type

Single Family Residence

Est. home value

$408,633

Lot size

5,000 sq ft

Price per sq ft

$167

Year built

2020

Annual property taxes

$6,056

Monthly HOA fee

$8.75

Price History

02/27/2025
StellarMLS

StellarMLS #TB8353965

Listed
$419,999
+53.86%
12/22/2020
StellarMLS

StellarMLS #T3254923

Sold
$272,975

Schools & Community

Elementary school: 

Thompson Elementary

Middle school: 

Shields-HB

High school: 

Lennard-HB

Community features: 

Clubhouse, Park, Playground, Pool, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$48,630
Asking price
$419,999
Closing costs (~8% of asking)
-$33,600
Est. remaining loan balance
-$337,769
Cash to seller
$48,630

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pennymac Loan Services Llc

Loan start date

January 2023

Original loan amount

$345,950

Est. remaining balance

$337,769

Interest rate

6.61%

Loan type

FHA, 30 year

Seller

James Francis Armstrong

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/28/2025 at 2:10 PM

Listing updated: 02/28/2025 at 6:54 AM

Listed by: Kim Morman, COASTAL PROPERTIES GROUP INTER Phone #: (813) 553-6869

MLS: StellarMLS #TB8353965

StellarMLS logo

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