tomo logo

$435,000

Beds
5
Baths
3.0
sq ft
2,556

4882 Loblolly Way, Panama City, FL 32404

4882 Loblolly Way

Panama City, FL 32404

  • 24 days on market
The home (The Carol) is a 2 story detached home that is in the highly desirable community of Titus Park. Located on the north east side of Panama City, Titus Park is a short drive to downtown Panama City, the Gulf of Mexico with sugar sand beaches, Tyndall Air Force Base, shopping, dining, and more! The home has engineered vinyl plank floors with a flex room and a bright and open floor plan, connecting the kitchen (granite countertops, white cabinetry with brushed nickel knobs, and stainless steel Whirlpool appliances which includes the following: stove, dishwasher, and microwave) and dining area to the living room. The backyard backs up to a common area. Home has a first floor bedroom and full bath and additional bedrooms rooms on the second floor. All info taken from appraiser site and all sizes approx., please verify if important.

Details

Property type

Single Family Residence

Est. home value

$398,040

Lot size

6,970 sq ft

Price per sq ft

$171

Year built

2023

Annual property taxes

$3,823

Monthly HOA fee

$50

Price History

03/04/2025
CentralPanhandle

CentralPanhandle #769725

Listed
$435,000
+9.88%
09/29/2023
CentralPanhandle

CentralPanhandle #732254

Sold
$395,900

Schools & Community

Neighborhood: 

Cedar Grove

Elementary school: 

Deer Point

Middle school: 

Merritt Brown

High school: 

Mosley

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$17,547
Asking price
$435,000
Closing costs (~8% of asking)
-$34,800
Est. remaining loan balance
-$382,653
Cash to seller
$17,547

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Dhi Mortgage Company Ltd

Loan start date

September 2023

Original loan amount

$388,728

Est. remaining balance

$382,653

Interest rate

6.96%

Loan type

FHA, 30 year

Seller

Oscar L Melgar and Marvuri Patricia Sarmiento Reyes

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/29/2025 at 11:15 AM

Listing updated: 03/04/2025 at 12:19 PM

Listed by: Jennifer Mackay, Counts Real Estate Group Phone #: (850) 248-3615

MLS: CentralPanhandle #769725

CentralPanhandle logo

Recently listed in Panama City

listing placeholder
images coming soon