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$295,000

Beds
3
Baths
2.5
sq ft
2,467

490 E Palmer Mill Rd, Monticello, FL 32344

490 E Palmer Mill Rd

Monticello, FL 32344

  • 57 days on market
    • Price drop $30,000↓
The Haile House originally built in 1893 is located in downtown Monticello FL. This wonderful victorian home features original hardwood pine floors, stain glass windows in the front parlor, original wavy glass windows throughout the home, 12 ft ceilings, a bay window and so much more! The 2,467 sqft beauty has 3 bedrooms and 2 and a half baths, fenced in yard, with a detached workshop. Less than a 5 minute walk to the local Farmers Market! Enjoy sitting on the front porch with a cup of coffee listening to the birds sing with a view of a beautiful mature Japanese Magnolia! Renovated master bath. Kitchen needs finishing.

Details

Property type

Single Family Residence

Est. home value

$270,654

Lot size

0.24 acres

Price per sq ft

$120

Year built

1893

Price History

04/01/2025
Tallahassee

Tallahassee #381509

Price change
$295,000
-9.23%
02/28/2025
Tallahassee

Tallahassee #381509

Price change
$325,000
-7.14%
02/03/2025
Tallahassee

Tallahassee #381509

Listed
$350,000
+137.29%

Schools & Community

Elementary school: 

Jefferson Elementary

Middle school: 

Jefferson County Middle School

High school: 

Jefferson County High School

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$157,569
Asking price
$295,000
Closing costs (~8% of asking)
-$23,600
Est. remaining loan balance
-$113,831
Cash to seller
$157,569

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Summit Mortgage Corp

Loan start date

February 2018

Original loan amount

$132,750

Est. remaining balance

$113,831

Interest rate

3.94%

Loan type

New Conventional, 30 year

Seller

Ralph D Repta and Courtney L Repta

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 5:35 AM

Listing updated: 04/01/2025 at 1:41 PM

Listed by: Alicia Radtke, All Realty Services Phone #: (850) 973-9990

MLS: Tallahassee #381509

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