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$1,635,000

Beds
4
Baths
4.5
sq ft
4,037

490 Regatta Bay Blvd, Destin, FL 32541

490 Regatta Bay Blvd

Destin, FL 32541

  • 48 days on market
Welcome to your coastal paradise at 490 Regatta Bay Blvd in beautiful Destin! This spacious home offers over 4,000 square feet of living space, featuring 4 bedrooms and 4 1/2 bathrooms. You'll find a master suite on the main level, as well as a second master upstairs.The oversized 2-car garage provides ample parking.Inside, the open and airy living space boasts a dramatic staircase, 20-ft ceilings, and large windows that flood the living room with natural light. The updated kitchen is perfect for entertaining.Enjoy the large enclosed saltwater pool with a hot tub, all within a fenced yard for privacy.

Details

Property type

Single Family Residence

Est. home value

$1,444,670

Lot size

0.29 acres

Price per sq ft

$406

Year built

2000

Monthly HOA fee

$321.67

Price History

02/14/2025
EmeraldCoast

EmeraldCoast #968568

Listed
$1,635,000
02/10/2025
EmeraldCoast

EmeraldCoast #935854

Removed
$1,635,000
01/31/2025
EmeraldCoast

EmeraldCoast #935854

Price change
$1,635,000
-0.24%

Schools & Community

Elementary school: 

Destin

Middle school: 

Destin

High school: 

Destin

Community features: 

Gated, Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$1,043,890
Asking price
$1,635,000
Closing costs (~8% of asking)
-$130,800
Est. remaining loan balance
-$460,310
Cash to seller
$1,043,890

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Gulf Coast Bank & Trust Co

Loan start date

October 2020

Original loan amount

$510,400

Est. remaining balance

$460,310

Interest rate

2.93%

Loan type

New Conventional, 30 year

Seller

Samuel Montgomery Lady and Melody Buckingham Lady

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/03/2025 at 3:20 PM

Listing updated: 04/03/2025 at 10:11 AM

Listed by: Kelly A Shultz, Kelly A Shultz, 1 Percent Lists Florida Coast Phone #: (850) 376-3865

MLS: EmeraldCoast #968568

EmeraldCoast logo

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