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$380,000

Beds
3
Baths
2.5
sq ft
1,716

4904 Whitney Ter, Frederick, MD 21703

4904 Whitney Ter

FREDERICK, MD 21703

  • 1 day on market
Welcome to 4904 Whitney Terrace, Frederick, MD 21703 — a beautifully renovated, sunlit townhome in the highly desirable Wellington Trace community! This spacious three-level townhome boasts a new roof in 2022 and a prime location—just steps from the community pool and elementary school. The open-concept main level features luxury vinyl plank flooring, recessed lighting, and an updated kitchen with granite countertops, stainless steel appliances, and a convenient half bath—perfect for modern living and entertaining. The second level offers two generous bedrooms, a full bathroom, and a dedicated laundry/utility room. Upstairs, you'll find a private primary suite complete with an ensuite bath, walk-in closet, and a bonus sitting area or home office—ideal for today’s flexible lifestyle. Enjoy two assigned parking spaces, plenty of guest parking, and resort-style living with the community pool directly across the street. Located close to shops, restaurants, and commuter routes, including I-270 and Route 15, this home truly has it all. 1-Year Home Warranty Included! Don’t miss your chance to own this move-in-ready gem—schedule your private showing today!

Details

Property type

Townhouse

Est. home value

$357,290

Lot size

1,100 sq ft

Price per sq ft

$222

Year built

2003

Annual property taxes

$3,120

Monthly HOA fee

$68

Price History

04/03/2025
Bright

Bright #MDFR2061752

Listed
$380,000
+17.65%
11/01/2022
Bright

Bright #MDFR2025476

Sold
$323,000
+48.23%
05/08/2017
Bright

Bright #1001219909

Sold
$217,900

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Pool

School district: 

FREDERICK COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$36,807
Asking price
$380,000
Closing costs (~8% of asking)
-$30,400
Est. remaining loan balance
-$312,793
Cash to seller
$36,807

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mortgage Link

Loan start date

October 2022

Original loan amount

$323,000

Est. remaining balance

$312,793

Interest rate

5.89%

Loan type

VA, 30 year

Seller

Scott Elijah Lipscomb and Dayana Shantel Lizama Montiel

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 7:55 PM

Listing updated: 04/03/2025 at 1:56 PM

Listed by: Lily Vallario, EXP Realty, LLC Phone #: (888) 860-7369

MLS: Bright #MDFR2061752

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