tomo logo

$496,000

Beds
4
Baths
2.0
sq ft
2,010

4940 Cardinal Trl, Palm Harbor, FL 34683

4940 Cardinal Trl

PALM HARBOR, FL 34683

  • 49 days on market
    • Price drop $3,900↓
Welcome to this beautifully updated 4-bedroom, 2-bathroom home in the sought-after Blue Jay Woodlands–Baywood Village community, where modern upgrades meet Florida’s relaxed coastal lifestyle. Just minutes from the Gulf Coast’s stunning beaches, top-rated schools, shopping, and dining, this home offers an exceptional living experience. Sitting three feet above sea level, it has NEVER FLOODED—a rare and valuable feature that provides peace of mind. Plus, a BRAND-NEW 2024 ROOF and 2025 GUTTERS add even more long-term security. Step inside to an inviting open-concept layout featuring wood-grain ceramic tile floors, an updated fireplace, and abundant natural light. The chef’s kitchen is a standout, boasting granite countertops, stainless steel appliances, a spacious island breakfast bar, a dedicated coffee station, and two skylights that bathe the space in natural light. The private master suite features a walk-in closet with a built-in safe, an updated en-suite bathroom, and French doors leading to a serene enclosed patio—perfect for morning coffee or an evening retreat. A bonus room adds versatility for a home office, guest space, or creative retreat, while the fourth bedroom also offers patio access, making it ideal for a home gym or additional living area. Outside, multiple outdoor spaces create the perfect setting for relaxation and entertainment, including a wood deck, a lower paver patio, and a hot tub for year-round enjoyment. A partially updated fenced yard with a built-in doggy door makes this home extra pet-friendly. Additional upgrades include double-pane UV-tinted windows, custom hurricane shades, a sprinkler system, a water softener, and an updated laundry room with a washer, dryer, and stainless steel sink. This home is just a few houses down from the private community boat ramp, providing easy access to the Gulf—an unbeatable convenience for boating enthusiasts. Residents also have the option to join the HOA for just $65/year, which grants access to the clubhouse and playground while also connecting homeowners with the neighborhood’s vibrant social scene. The community hosts fun events year-round, including holiday golf cart parades, a chili cook-off, and more. The existing shuffleboard court is set to be replaced with a brand-new multi-sport/pickleball court, further enhancing the neighborhood’s recreational offerings. Located minutes from downtown Palm Harbor, the Tarpon Springs Sponge Docks, Fred Howard Park, local golf courses, and the scenic Pinellas Trail, this home is perfectly positioned for outdoor lovers. With no deed restrictions, you can bring your golf cart or RV, and with no leasing restrictions, it’s ideal as a primary residence, vacation home, or income-producing Airbnb/VRBO. Don’t miss this immaculate, move-in-ready block home in a friendly, active community—your Florida dream home awaits!

Details

Property type

Single Family Residence

Est. home value

$499,046

Lot size

6,260 sq ft

Price per sq ft

$247

Year built

1987

Annual property taxes

$4,875

Monthly HOA fee

$5.42

Price History

03/10/2025
StellarMLS

StellarMLS #TB8342305

Price change
$496,000
-0.78%
02/23/2025
StellarMLS

StellarMLS #TB8342305

Price change
$499,900
-1.97%
02/18/2025
StellarMLS

StellarMLS #TB8342305

Price change
$509,950
-0.58%

Schools & Community

Elementary school: 

Sunset Hills Elementary-PN

Middle school: 

Tarpon Springs Middle-PN

High school: 

Tarpon Springs High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$68,063
Asking price
$496,000
Closing costs (~8% of asking)
-$39,680
Est. remaining loan balance
-$388,257
Cash to seller
$68,063

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Loandepot.Com Llc

Loan start date

July 2022

Original loan amount

$404,000

Est. remaining balance

$388,257

Interest rate

5.3%

Loan type

New Conventional, 30 year

Seller

Alejandro R Agostini and Ariana I Agostini

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/15/2025 at 12:25 AM

Listing updated: 03/13/2025 at 2:27 PM

Listed by: Ariana Agostini, DALTON WADE INC Phone #: (888) 668-8283

MLS: StellarMLS #TB8342305

StellarMLS logo

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