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$415,000

Beds
3
Baths
2.0
sq ft
1,354

495 Indian Woman Rd, Santa Rosa Beach, FL 32459

495 Indian Woman Rd

Santa Rosa Beach, FL 32459

  • 3 days on market
Located just minutes from beaches, shopping, dining, and outdoor recreation, this home offers both convenience and coastal charm. Whether you're looking for a full-time residence, vacation getaway, or investment property, this updated Santa Rosa Beach home is a must-see!Upgrades include electric fireplace with built-in TV for a cozy living space. Modern kitchen with tiled backsplash. Extended concrete driveway providing ample parking for trailers, RVs, golf carts & more. Fully paved backyard with underground electrical to the back of lot & storage shed for added convenience. Luxury vinyl plank flooring throughout (no carpet!) and master bathroom remodel featuring a custom tiled walk-in shower. Gutters & security lights added for extra functionality and peace of mind. 495 Indian Woman is a beautifully updated home offering both comfort and functionality in a prime location making it move-in ready and perfect for enjoying the Florida lifestyle.

Details

Property type

Single Family Residence

Est. home value

$391,373

Lot size

6,098 sq ft

Price per sq ft

$307

Year built

2020

Price History

03/07/2025
EmeraldCoast

EmeraldCoast #970491

Listed
$415,000
+69.39%
10/19/2020
EmeraldCoast

EmeraldCoast #853298

Sold
$245,000

Schools & Community

Elementary school: 

Dune Lakes

Middle school: 

Emerald Coast

High school: 

South Walton

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$167,752
Asking price
$415,000
Closing costs (~8% of asking)
-$33,200
Est. remaining loan balance
-$214,048
Cash to seller
$167,752

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fbt Mortgage Llc

Loan start date

October 2020

Original loan amount

$236,823

Est. remaining balance

$214,048

Interest rate

2.93%

Loan type

FHA, 30 year

Seller

Amanda Lea Merritt and Michael Merritt

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/10/2025 at 6:10 PM

Listing updated: 03/07/2025 at 1:44 PM

Listed by: Brenda R Coffee, Brenda R Coffee, Brenda R Coffee, Brenda R Coffee, Brenda R Coffee, Brenda R Coffee, Berkshire Hathaway HomeServices Phone #: (850) 534-3006

MLS: EmeraldCoast #970491

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