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$270,000

Beds
3
Baths
2.0
sq ft
1,226

5012 Tommy Smith Dr, Panama City, FL 32404

5012 Tommy Smith Dr

Panama City, FL 32404

  • <1 day on market
    • Open house Feb 09
Located in the highly sought-after Cherokee Heights neighborhood, this charming three-bedroom, two-bathroom home is ideal for first-time homebuyers or growing families. Spanning 1,293 square feet, the home offers an inviting and functional layout with thoughtful details throughout. Tile flooring enhances the entryway, kitchen and baths, combining style with practicality. The living room features an electric fireplace creating a cozy atmosphere for family gatherings. The outdoor space is equally impressive, with an extended porch for relaxing evenings and a spacious fenced backyard offering privacy. The oversized storage shed, complete with electricity provides endless possibilities for a workshop, hobby room or extra storage. Positioned just steps from Tommy Smith Elementary and only 0.2 miles from Merritt Brown Middle School, this home's location is perfect for families. Whether starting a new chapter or growing your family, this delightful abode in Cherokee Heights is ready to welcome you home.

Details

Property type

Single Family Residence

Est. home value

$254,416

Lot size

0.32 acres

Price per sq ft

$221

Year built

2004

HOA

No

Price History

02/06/2025
CentralPanhandle

CentralPanhandle #768331

Listed
$270,000

Schools & Community

Neighborhood: 

Cedar Grove

Elementary school: 

Tommy Smith

Middle school: 

Merritt Brown

High school: 

Bay

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Trustmark National Bank

Loan start date

February 2013

Original loan amount

$170,017

Est. remaining balance

$122,093

Interest rate

3.4%

Loan type

FHA, 30 year

Seller

Chase Smeby and Caroline Smeby

Lender

Trustmark National Bank

Loan start date

September 2008

Original loan amount

$181,316

Est. remaining balance

$124,451

Interest rate

6.52%

Loan type

FHA, 30 year

Seller

Chase Smeby

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/06/2025 at 5:30 PM

Listing updated: 02/06/2025 at 11:40 AM

Listed by: Christina Knox, Scenic Sotheby's International Realty Phone #: (850) 231-6052

MLS: CentralPanhandle #768331

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