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$824,900

Beds
3
Baths
2.0
sq ft
1,520

504 Victoria Dr, Stevensville, MD 21666

504 Victoria Dr

STEVENSVILLE, MD 21666

  • 23 days on market
    • Price drop $25,000↓
This stunning waterfront home offers breathtaking views of the Chesapeake Bay and is packed with recent upgrades. The family room features a charming brick hearth with a wood stove, while luxury vinyl plank flooring runs throughout the entire home. The beautifully updated kitchen boasts stainless steel appliances, including a French door refrigerator, concrete countertops, and an exquisite tile backsplash. The home offers three bedrooms, including an owner's suite with an ensuite bathroom. Large windows throughout the house fill the rooms with natural light and offer serene views of the water. Relax on your private pier, complete with a 6,000 lb boat lift and a louvered roof pergola that can be opened for sun or closed for shade—perfect for boating enthusiasts. Recent updates include fully renovated bathrooms and kitchen in 2022, a new roof and siding in 2017, and a new HVAC system installed in 2021. Additional features include a car charging station, an encapsulated crawlspace with a moisture barrier, and whole-house professional insulation. The home has been under termite protection through Terminix, ensuring long-term peace of mind. This is a rare opportunity to own a beautifully renovated waterfront home with modern amenities and direct access to the Chesapeake Bay!

Details

Property type

Single Family Residence

Est. home value

$565,725

Lot size

0.38 acres

Price per sq ft

$543

Year built

1980

Annual property taxes

$4,396

Monthly HOA fee

$12.5

Price History

10/08/2024
Bright

Bright #MDQA2011060

Price change
$824,900
-2.94%
09/19/2024
Bright

Bright #MDQA2011060

Listed
$849,900
+69.98%
11/18/2021
Bright

Bright #MDQA2001386

Sold
$500,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

KENT ISLAND

School district: 

QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$469,790
Asking price
$824,900
Closing costs (~8% of asking)
-$65,992
Est. remaining loan balance
-$289,118
Cash to seller
$469,790

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Ocmbc Inc

Loan start date

January 2022

Original loan amount

$300,000

Est. remaining balance

$289,118

Interest rate

3.1%

Loan type

New Conventional, 40 year

Seller

James A Rowan and Theresa A Rowan

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 10/09/2024 at 5:30 AM

Listing updated: 10/08/2024 at 9:46 AM

Listed by: Daniel Borowy, Redfin Corp Phone #: (410) 202-8454

MLS: Bright #MDQA2011060

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