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$429,900

Beds
4
Baths
2.0
sq ft
2,048

5100 Ridge Rd, Spotsylvania, VA 22551

5100 Ridge Rd

SPOTSYLVANIA, VA 22551

  • 70 days on market
    • Price drop $10,000↓
Charming Updated Cape Cod in Lake Anna Woods This beautifully updated 2-story Cape Cod offers modern living in the serene, gated community of Lake Anna Woods. Sitting on a 1.31-acre corner lot, this 4-bedroom, 2-bath home has been completely renovated—with new floors, new appliances, and upgrades throughout, making it move-in ready! The owner's suite is a true retreat, boasting a spacious new bathroom and a large closet for ample storage. Enjoy outdoor living on the wrap-around deck or relax on the huge front porch, perfect for taking in the peaceful surroundings. The property also includes a large detached garage, providing ample storage for vehicles, tools, or watercraft. As a resident of Lake Anna Woods, you’ll have access to Lake Anna, one of Virginia’s largest freshwater lakes, offering boating, fishing, swimming, and hiking—all within a private, gated setting. With its modern updates, spacious layout, 1.31-acre lot, and prime location near the lake, this home is a rare gem waiting for you to make it your own!

Details

Property type

Single Family Residence

Est. home value

$347,533

Lot size

1.31 acres

Price per sq ft

$210

Year built

1990

Annual property taxes

$1,693

Monthly HOA fee

$18

Price History

03/29/2025
Bright

Bright #VASP2030160

Price change
$429,900
-2.27%
03/12/2025
Bright

Bright #VASP2030160

Listed
$439,900
+91.26%
04/27/2017
Bright

Bright #1000835647

Sold
$230,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$225,189
Asking price
$429,900
Closing costs (~8% of asking)
-$34,392
Est. remaining loan balance
-$170,319
Cash to seller
$225,189

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Amerisave Mortgage Corporation

Loan start date

May 2021

Original loan amount

$186,000

Est. remaining balance

$170,319

Interest rate

3.09%

Loan type

New Conventional, 30 year

Seller

David Pullen and Rachel C Pullen

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 2:45 PM

Listing updated: 04/03/2025 at 11:11 AM

Listed by: Donna S Wolford, Redfin Corporation Phone #: (703) 665-6665

MLS: Bright #VASP2030160

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