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$499,900

Beds
3
Baths
2.0
sq ft
1,867

520 West Gibraltar Lane, Phoenix, AZ 85023

520 West Gibraltar Lane

Phoenix, AZ 85023

  • 21 days on market
    • Price drop $10,957↓
    • Open house Apr 06
Welcome to this beautiful 3-bedroom, 2-bathroom home in the sought-after Moon Valley Sunset North community at 520 W Gibraltar Ln, Phoenix, AZ. This spacious home features vaulted ceilings and abundant natural light, offering a comfortable living space with upgraded tile flooring throughout. Enjoy a large kitchen with upgraded cabinets and pantry, cozy living room with a fireplace, and custom tilework in both bathrooms. The bonus room provides versatile options. Recent upgrades include a new roof, AC (2023), and water heater (2018). Outside, relax on the covered patio or take advantage of the 2-car carport with storage space. The community boasts lush greenbelts, walking paths, 3 pools, a dog run, and more. Close to schools, parks, and shopping—this home has it all!

Details

Property type

Single Family Residence

Est. home value

$473,887

Lot size

6,263 sq ft

Price per sq ft

$268

Year built

1974

Annual property taxes

$2,276

Monthly HOA fee

$245

Price History

03/31/2025
ArizonaRegional

ArizonaRegional #6834184

Price change
$499,900
-2.14%
03/12/2025
ArizonaRegional

ArizonaRegional #6834184

Listed
$510,857
+82.45%
05/07/2020
ArizonaRegional

ArizonaRegional #6047505

Sold
$280,000

Schools & Community

Neighborhood: 

North Mountain

Elementary school: 

Lookout Mountain School

Middle school: 

Mountain Sky Middle School

High school: 

Thunderbird High School

Community features: 

Playground, Pool, Sidewalks

High school district: 

Glendale Union High School District

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$226,766
Asking price
$499,900
Closing costs (~8% of asking)
-$39,992
Est. remaining loan balance
-$233,142
Cash to seller
$226,766

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Usaa Fsb

Loan start date

April 2020

Original loan amount

$260,000

Est. remaining balance

$233,142

Interest rate

3.36%

Loan type

New Conventional, 30 year

Seller

Samantha Hare

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 9:35 PM

Listing updated: 03/31/2025 at 4:51 PM

Listed by: Marlene Cerreta, Cerreta Real Estate Phone #: (623) 266-6888

MLS: ArizonaRegional #6834184

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