tomo logo

$315,000

Beds
2
Baths
1.0
sq ft
1,040

521 Florida Ave, Saint Cloud, FL 34769

521 Florida Ave

ST CLOUD, FL 34769

  • 21 days on market
Here is your dream home! This fully remodeled and updated 2 bedroom 1 bath house is turn key ready for you. You will see the pride in ownership in when you view this home. Features luxury vinyl plank flooring through out and tile in bathroom. Kitchen has new cabinets and quarts counter tops and new stainless steel appliances, also has a pot filler. Both bedrooms are large enough for king sized beds. In the hallway is an office nook. Roof was replace in 2023 with a Metal Roof, new AC in 2021 and tankless water heater. Outside the front of the home has stone veneer and rest of the home is new hardy board siding. Large back yard includes 12 x 10 shed and covered patio. The neighborhood has natural gas available although it currently is not connected. All plumbing and electrical has been updated. This home is just 5 blocks from the St Cloud lake front park and East Lake Toho. Lake front has play areas, picnic tables, beach, boat ramp and boat storage and a sea food restaurant. This house is perfect for the first time buyer, investor or 2nd/vacation home. Schedule your showing today and make this your home!!

Details

Property type

Single Family Residence

Est. home value

$272,315

Lot size

7,492 sq ft

Price per sq ft

$303

Year built

1952

Annual property taxes

$2,076

HOA

No

Price History

03/07/2025
StellarMLS

StellarMLS #S5121787

Listed
$315,000
+200%
03/01/2016
StellarMLS

StellarMLS #S4825403

Sold
$105,000
+110%
06/09/2014
StellarMLS

StellarMLS #O5218304

Sold
$50,000

Schools & Community

Elementary school: 

Michigan Avenue Elem (K 5)

Middle school: 

St. Cloud Middle (6-8)

High school: 

St. Cloud High School

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Discover Bank

Loan start date

March 2023

Original loan amount

$80,000

Est. remaining balance

Not provided

Interest rate

6.15%

Loan type

Stand Alone Second, 20 year

Seller

Susan Elaine Allen and Jeffrey Bruce Elliott

Lender

Christensen Financial Inc

Loan start date

February 2021

Original loan amount

$167,785

Est. remaining balance

$152,013

Interest rate

2.66%

Loan type

FHA, 30 year

Seller

Susan Elaine Allen and Jeffery Elliott

Lender

Christensen Financial Inc

Loan start date

January 2020

Original loan amount

$162,393

Est. remaining balance

$145,461

Interest rate

3.66%

Loan type

FHA, 30 year

Seller

Susan Elaine Allen and Jeffrey Elliott

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/29/2025 at 5:40 AM

Listing updated: 03/11/2025 at 7:06 PM

Listed by: Todd Krentzel, LA ROSA REALTY LLC Phone #: (321) 939-3748

MLS: StellarMLS #S5121787

StellarMLS logo

Recently listed in ST CLOUD