tomo logo

$474,900

Beds
4
Baths
3.0
sq ft
2,342

5222 Stewart Dr, Panama City, FL 32404

5222 Stewart Dr

Panama City, FL 32404

  • 40 days on market
    • Price drop $4,900↓
This spacious 2,342 sq ft home is situated on a generous .688-acre lot, offering a perfect blend of comfort and functionality. Featuring 4 bedrooms, 2 full bathrooms, and 2 half bathrooms, this home is designed for modern living.The inviting office area that can double as a bedroom boasts stunning custom wood-built shelving, making it ideal for those who work from home. The attic has been thoughtfully converted into a finished space, complete with heating and cooling, and is accessible via attic steps.Enjoy the convenience of a 3-car attached garage with insulated doors and built-in cabinets throughout, as well as an additional detached 1-car brick garage with a carport for extra storage. RV owners will appreciate the ample space for vehicle storage.Safety and convenience are top priorities with a 9-camera security system, Ring doorbell, and an alarm system connected to emergency services. Bluetooth-operated blinds offer a modern touch of convenience throughout the home.Step outside to enjoy your own garden oasis, which includes two raised garden beds featuring grapevines, citrus trees, plum trees, loquat, fig trees, and even homegrown broccoli and cabbage.This home is also equipped with a state-of-the-art reverse osmosis water filtration system and a salt softener, ensuring clean, high-quality water throughout the property.Additional features include built-in heaters in both full bathrooms, KitchenAid appliances in the kitchen, and Bose surround sound in the living room--perfect for movie nights or entertaining guests.Whether you're seeking a functional family home or a peaceful retreat, this property offers the best of both worlds.

Details

Property type

Single Family Residence

Est. home value

$431,016

Lot size

0.69 acres

Price per sq ft

$203

Year built

2006

Annual property taxes

$4,735

HOA

No

Price History

04/01/2025
CentralPanhandle

CentralPanhandle #769069

Price change
$474,900
-1.02%
03/08/2025
CentralPanhandle

CentralPanhandle #769069

Price change
$479,800
-0.02%
02/16/2025
CentralPanhandle

CentralPanhandle #769069

Listed
$479,900
-0.02%

Schools & Community

Elementary school: 

Tommy Smith

Middle school: 

Merritt Brown

High school: 

Rutherford

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$3,572
Asking price
$474,900
Closing costs (~8% of asking)
-$37,992
Est. remaining loan balance
-$440,480
Cash to seller
-$3,572

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Meridian Bank

Loan start date

April 2023

Original loan amount

$450,000

Est. remaining balance

$440,480

Interest rate

6.73%

Loan type

VA, 30 year

Seller

Zackery Preston Haglund and Kasha Haglund

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 10:25 PM

Listing updated: 04/01/2025 at 9:00 AM

Listed by: Steven P Boulay, Central Bay Realty and Property Management LLC Phone #: (850) 257-5016

MLS: CentralPanhandle #769069

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