tomo logo

$450,000

Beds
4
Baths
2.5
sq ft
2,086

523 Pennsylvania Ave, Saint Cloud, FL 34769

523 Pennsylvania Ave

SAINT CLOUD, FL 34769

  • 95 days on market
    • Price drop $10,000↓
This stunning 4-bedroom, 2.5-bath home, nestled on a quarter-acre, seamlessly blends historic charm with modern luxury. Admire the original details, from the intricate moldings to the hardwood floors, while enjoying contemporary comforts like a large updated kitchen and all updated bathrooms. The gourmet kitchen boasts ample storage, expansive countertops, a farmhouse sink, granite countertops and stainless steel appliances, perfect for culinary enthusiasts. The first-floor master suite offers ultimate convenience and privacy. Relax by the sparkling pool, entertain guests in the spacious backyard, or simply unwind on your back OR front screened porches. This timeless property offers the perfect blend of past and present, they truly don’t make homes like this anymore! NEW ROOF 2022! NEW AC 2019! Walking distance to downtown St. Cloud, East Lake Tohopekaliga, Lakefront Park, Splash pad, Marina, and Crabby Bill's! Fall in love with this one of a kind home!

Details

Property type

Single Family Residence

Est. home value

$392,152

Lot size

0.26 acres

Price per sq ft

$216

Year built

1909

Annual property taxes

$2,778.84

HOA

No

Price History

01/30/2025
StellarMLS

StellarMLS #O6261029

Price change
$450,000
-2.17%
01/02/2025
StellarMLS

StellarMLS #O6261029

Price change
$460,000
-2.13%
11/29/2024
StellarMLS

StellarMLS #O6261029

Listed
$470,000
-5.05%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$279,979
Asking price
$450,000
Closing costs (~8% of asking)
-$36,000
Est. remaining loan balance
-$134,021
Cash to seller
$279,979

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fairwinds Cu

Loan start date

November 2019

Original loan amount

$192,000

Est. remaining balance

$134,021

Interest rate

3.21%

Loan type

New Conventional, 15 year

Seller

Kathryn Ann Shaw

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/04/2025 at 2:20 AM

Listing updated: 02/26/2025 at 12:30 PM

Listed by: Tess Muccigrosso, RE/MAX 200 REALTY Phone #: (407) 629-6330

MLS: StellarMLS #O6261029

StellarMLS logo

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